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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Great banking service

Easy to set up and so flexible. The pots are such a useful facility - especially for someone who is as bad with banking like me. The flex account t is superior to any other lending facility very clear and allows early repayments in part or full. Same with the loans. I know exactly where I am. I’ve never felt so in control of my finances. Reviewed on: 15th March 2023

Perfect

Banking made easy. Move over brick and mortar! Reviewed on: 15th March 2023

Modern, simple, amazing banking

Monzo is by far the best bank I have ever used. Great banking features, easy to sign-up, and I’ve never had a single issue. Simple, modern banking. The Monzo social media team deserve a shout out too, they’re great! 10/10 Reviewed on: 15th March 2023

It's been the best one year yet

I have had my account for just over a year and it's been the best since I moved to the UK. Reviewed on: 15th March 2023

Just works as you think it should

Simple bank that lets me bank simply. Makes things clear and uses simple language to make many things simpler. Reviewed on: 15th March 2023

Totally awesome experience.

A bit declining customer service compared to the past but still the best experience as a Bank. Reviewed on: 15th March 2023

Best bank by far

With Monzo, banking is at your fingertips. I can set up pots for different payments, a salary sorter so that all bills are paid, speak with staff about any banking query and know that it will be resolved within a short space of time. The staff are all helpful, and I love my metal card. Reviewed on: 15th March 2023

Best current account

The features available with my current account with Monzo enables me to budget effectively, manage spending and save for future purchases. The interface is simple to use, yet powerful enough to help me budget. Reviewed on: 15th March 2023

Easy to use

Great app, easy to use and can see all my spending in real-time. Reviewed on: 15th March 2023

Simply wonderful

Amazing app, Amazingly easy and the superb features Reviewed on: 15th March 2023

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