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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

The best

5
I have been for a long time a Monzo current account user and just on the basics of what I need the bank 100% delivers. The transactions notifications, the notices if upcoming direct debits go up or down, the credit interest and the pots! Those pots are just such a help for me for budgeting and putting aside money [similar to the envelope method]. Although when I travel abroad I use a specialised credit card, Monzo current account is a great alternative when I need to make urgent withdrawals abroad with zero fees. I simply love this bank ♥️ Reviewed on: 16th March 2023
Lore Ortega's avatar
Lore Ortega

Almost perfect

4
The bank is very easy to work with and if they just had more telephone help for businesses, it would be perfect Reviewed on: 16th March 2023
james walsh's avatar
james walsh

Great app with regular innovations

5
Use Monzo for personal and joint accounts. Works really well and love being kept up to date on my spend and budgets. The pots are really useful for organising and saving money. Reviewed on: 16th March 2023
SiTheAWSGuy's avatar
SiTheAWSGuy

Best bank in the UK

5
Open the bank account with Monzo two years ago and had nothing but good experiences with a business account great overdraft facility and credit cards. What can you say the best Reviewed on: 16th March 2023
john wigman's avatar
john wigman

Simple to use.great functions

5
An easy to use app with lots of useful functions. I can monitor spending and arrange payments quickly and without fuss. A really flexible way of banking Reviewed on: 16th March 2023
Mark The cook's avatar
Mark The cook

Very good service

5
I really appreciate its service its the best bank of United Kingdom Reviewed on: 16th March 2023
Nirvair singh's avatar
Nirvair singh

The best online bank.

5
Lost of words, just incredible bank. Reviewed on: 16th March 2023
Anton Kirilov 's avatar
Anton Kirilov

Easy, brilliant and innovative.

5
I've been with Monzo for years and I've never been happier with a bank or service. Reviewed on: 16th March 2023
Ray C's avatar
Ray C

Best and reliable

5
Best bank so far, i have been using it for over an year now and so far theres not a single thing that i dislike about it. Talking anout uk or outside everywhere monzo is reliable:) Reviewed on: 16th March 2023
Tanvir Ashraf Khan Joy's avatar
Tanvir Ashraf Khan Joy

Monzo

5
Couldn’t recommend more ! The perfect , modern bank . The future of banking Reviewed on: 16th March 2023
Jonny 's avatar
Jonny

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