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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Easy to use

5
The bank has proven to be the easiest to deal with Reviewed on: 16th March 2023
Pushpraj zala's avatar
Pushpraj zala

Monzo is the innovator

5
Other high street banks are copying Monzo’s features. Using Monzo means getting useful new money management tools a year or two before everyone else! Reviewed on: 16th March 2023
Joel's avatar
Joel

Nice bank

5
Great bank very easy to open up, no fees, and a bright coloured card so you can’t lose it. Reviewed on: 16th March 2023
Rob 's avatar
Rob

Perfect for me

5
The fact it's all online makes anything I need to do so much simpler, and their app is one of the best banking ones I have used. Reviewed on: 16th March 2023
Alex McKenna's avatar
Alex McKenna

The future of banking apps

5
Everything you could ever want from a banking app. Control your money easily. Split your money into pots, see your monthly spend at a glance and so much more. Reviewed on: 16th March 2023
Andy Monkman's avatar
Andy Monkman

Best bank around

5
This is the easist way to bank and keep control of your money. Differebt pots for different bills. Easy to transfer whennoutbfor mesls to share the bill.. Reviewed on: 16th March 2023
Elizabeth McCarthy 's avatar
Elizabeth McCarthy

Love my monzo

5
Monzo is great for many uses, I enjoy being able to send friends money easier and split the bill Reviewed on: 16th March 2023
Rory McAleavey's avatar
Rory McAleavey

Never felt more in control of my banking

5
Great flexibility (especially the introduction of flex). Brilliant and quick customer service when you need it. Reviewed on: 16th March 2023
emily@emilybaker.co.uk's avatar
[email protected]

So easy to use

5
Monzo is such an easy app to use. I love that you can have a savings pot just by rounding up every time you spend. It’s also really handy to be able to see what’s in your account, alongside what you actually have left to spend, as Monzo knows what will be coming out of your account on standing orders and direct debits each month. Lastly, being shown how you’re doing spending wise compared to the previous month is really helpful too. Reviewed on: 16th March 2023
Charlotte 's avatar
Charlotte

Great bank - good to be a member

5
Switched to Monzo a few years ago. They have continued to innovate and provide some excellent products that really help to manage debt. Monzo Flex is an absolute revelation. A really great Bank Reviewed on: 16th March 2023
Simon Parkes's avatar
Simon Parkes

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