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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Best bank in the UK

Monzo is the best by a wide margin and constantly getting better Reviewed on: 16th March 2023

I love monzo

They are very good they do good everry think Reviewed on: 16th March 2023

Amazing service

Great service. Highly recommend to anyone for personal or business use Reviewed on: 16th March 2023

Slaying the banking game

Monzo is amazing. They listen to our feedback and try to be the best not just to compete but to make sure we genuinely have a great time. The app is amazing and interactive, everything is explained well and it’s actually a more fun way to view and control your finances, with customisable features, reward schemes and great interest rates!!!!! I’m a monzo plus member as it allows me to view my credit score and also has tips to help me improve it. Absolutely genius. I’m clearly monzos biggest fan!!!! Reviewed on: 16th March 2023

Excellent bank

I'd recommend this bank over any I've ever used. Reviewed on: 16th March 2023

Great Bank, Great Service

Does what a bank does, but has revolutionised the mobile banking market and makes my banking easier. Reviewed on: 16th March 2023

The bank for new immigrants

When I came to the Uk, I struggled to get paper works like proof of address and other requirement for opening an account, monzo just opened an online account for me with just ease at the comfort of my home. I love monzo Reviewed on: 16th March 2023

How banking should be

Monzo is exactly how banking should be, nice, clear and uncomplicated. Showing you perfectly how you’ve spent and saved your money. I recommend them to everyone. Reviewed on: 16th March 2023

Loving it.

Its easy to use the Monzo. I never had to search for anything. Its just there. Reviewed on: 16th March 2023

Best banking services in the uk

Its one of the best services in banking sector. Really appreciate their role for customers satisfaction Reviewed on: 16th March 2023

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