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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2516 reviews)

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4.95

Based on 2,516 reviews, last reviewed 23rd Jan 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Incredibly useful and flexible interest free facility. Incredibly useful and flexible interest free facility. Easy to manage and use. Reviewed on: 23rd January 2026

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Flex Purchase credit card reviews (2516)

Review of the Monzo, Flex Purchase credit card:

No fees credit card.

No fees credit card. Amazing app and user interface as the current account. Easy to track your spending, flexibility to decide when and how much to pay. Possibility to split specific purchases only for a fixed time with no or average interest rates. Reviewed on: 10th April 2025

Monzo is so easy to use and easy to navigate around.

Monzo is so easy to use and easy to navigate around. The app wants you to save money naturally and is an exciting approach to finance. The services are all very quick and efficient to use. I have every confidence in Monzo. Reviewed on: 7th April 2025

Great banking service - has been my best experience...

Great banking service - has been my best experience with a bank Reviewed on: 7th April 2025

Love my Pots & Perks

Monzo has been great to, I’ve recently upgraded and have the ability to create virtual cards attached to specific pots. I’m able I’m to invest, and monitor the progress there. I have received and enjoyed Perks with my upgrade. I have been able to save well. I love that I can schedule deposits so the money I need for different things are set aside and the money in my balance is why I know is available, since all my other obligations have been divided up and sent to their respective pots. Reviewed on: 7th April 2025

Best bank!

I think that Monzo are the best bank that I have used. Their customer service is exceptional, the usability of their online system is fantastic. I would not hesitate recommending Monzo to any family or friends. Reviewed on: 7th April 2025

The must flexible Credit Card

Flex Credit Card is the must flexible credit card in the market. The possibility to pay back a bit on each transaction individually is a function that other cards don't have. Monzo Flex has exceeds on is versatility and flexibility. Reviewed on: 7th April 2025

The best bank ever.

The best bank ever. Everything they offer is perfect Reviewed on: 7th April 2025

The Perfect Banking App

The additional perks tier makes the bonuses you get monthly pay for themselves. They provide me with everything I need in a single place with an easy to understand UI and give me so many options on how to manage my money Reviewed on: 7th April 2025

Five stars

Excellent bank! And easy way to use monzo flex credit card! Reviewed on: 6th April 2025

Good service.

Good service.All options are in one app. Reviewed on: 6th April 2025

Loved using Monzo since day one and will continue to...

Loved using Monzo since day one and will continue to use it Reviewed on: 5th April 2025

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