Write a review

Go to business site

Monzo: Savings reviews

Name: Savings
Rating: 4.93 (155 reviews)

View other Monzo products

4.94

Based on 155 reviews, last reviewed 23rd Jan 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

3 star

2 star

Latest highest rating:

5

Monzo makes managing money feel genuinely easy and r... Monzo makes managing money feel genuinely easy and rewarding. The app is clean, intuitive, and packed with smart features like instant spending notifi... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

Read all reviews See your review

About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Savings reviews (155)

Review of the Monzo, Savings:

Great interest rates, easy banking!

Monzo savings are easy to transfer in and out of, give a great rate of return, give clear instant transaction notifications, and have easy-to-contact customer support. My favourite bank! I subscribed to Monzo Plus and feel the benefits are well worth it. I like being able to check my credit score so easily. And the customisable downloadable bank statements are so easy to use. I also needed a stamped signed statement abroad and was able to easily order it via customer support. Reviewed on: 28th February 2025

Very useful automated savings tools

Very easy to set up, and the automated savings tools are excellent. I have saved a decent amount already, and am 20% of my target after less than two months. The app is very easy to use, and makes everything really simple and straightforward. Reviewed on: 28th February 2025

Girls trip revelations

After a girls trip everyone was talking about their savings pots on Monzo. I had used one without interest to save but started the 1p challenge + upgraded my account and I’m already seeing the benefits. I’ve been with Monzo for years but I’ve been very lazy with my accounts Reviewed on: 26th February 2025

Easy and safe online bank

Easy to open an saving account, great application Reviewed on: 26th February 2025

Good At Its Services

Good. Easy access to my account and several investment options. Reviewed on: 26th February 2025

Reinvigorated by Monzo!

I’ve used Monzo for years but only for transferring to friends. I signed up to a Monzo saver account because they were offering one of the highest interest rates on the market. It was easy to set up, deposit my money and manage day-to-day. I’m glad I switched. Reviewed on: 26th February 2025

Monzo Bank is great for personal savings.

Monzo Bank offers great rates for savings accounts. It is easy to create savings categories and easy to navigate to save every month. Reviewed on: 26th February 2025

Excellent, Digital bank

First I was a customer for 2 years then I became an employee . Reviewed on: 24th February 2025

Customer centric

Customer centric orgnization with great service and initiatives. Reviewed on: 13th February 2025

The best

Best savings rate and a great way to track progress Reviewed on: 10th February 2025

Monzo is a great platform to save money and invest.

Monzo is a great platform to save money and invest. Monzo have helped me alot Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

e-Saver Account
from Principality Building Society 4.84 from 10 reviews
Savings
from Smart Money Cymru Community Bank 4.67 from 48 reviews
Savings
from Commsave Credit Union 5.00 from 3 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 410 reviews
Flex Purchase credit card
from Monzo 4.95 from 2516 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub