Smart Money People Logo

Monzo: Savings reviews

4.93
Based on 142 reviews, last reviewed 16th Apr 2025
10300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great Ideas - Innovation I love the round up tool, I save money without trying! I also really like the 365 saving tool as well. Innovative products and great customer experien... Read more Reviewed on: 16th April 2025
Courtney W's avatar
Courtney W

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Savings reviews (142)

Review of the Monzo, Savings:

Competitive in saving rates compared to others.

4
Competitive in saving rates compared to others. Reviewed on: 15th April 2024

Monzo - great Savings Product!

5
Great product feature in Pots - to allow you to save for different requirements in one account. Easy to use and Interest rates are pretty good too! Reviewed on: 11th April 2025

Fantastic Savings Experience, Even with the Free Plan!

5
I’ve been using Monzo for a while now and I couldn’t be happier, especially when it comes to their savings accounts. The app is super intuitive, and setting up savings pots is incredibly easy. What impressed me the most is the great returns I’m getting, even on the free plan. It’s rare to find a bank that offers such competitive interest rates without charging you. I highly recommend Monzo to anyone looking to make the most of their money effortlessly! Reviewed on: 11th April 2025

Easy to use.

4
Easy to use. You can easily add and withdraw without really thinking about it Reviewed on: 11th April 2025

Agents are lovely to talk to, helpful and quick.

5
Agents are lovely to talk to, helpful and quick. I love to create different pots to organise my spending as well. Reviewed on: 10th April 2025

Best bank in UK in service and customer experience

5
Best bank in UK in service and customer experience Reviewed on: 10th April 2025

Making Saving Fun

5
Used Monzo to save for my wedding. Using pots with great interest rates made the whole process experience easy and fun. Reviewed on: 10th April 2025

10/10, very easy to use and makes my money feel...

5
10/10, very easy to use and makes my money feel safe Reviewed on: 10th April 2025

Polite, understanding and respect

5
They are so good, polite and understand you as a person than talking to you like criminal, my experience when they protect your account against big payments, I try making same payment with Barc (you know who) they like investigate me as criminal on phone, that also to use my own money to make big amounts payment. Where Monzo friendly Pearson, send me message before call with timings, explain me that its to protect me from fraud payment, completed checks, approve my payment, After checking with me. Now difference here was huge Monzo person treated me as a person and as an account user for using my own money not like another bank who think they have my money means they have right to investigate me as an officers, Where transaction was also with money I saved not a credit money. Monzo wins my respect and win this award there. But you will definitely going to win. Happy with services I am a premium member and I love it. Love to Monzo family who think small things count and honestly, it does. Reviewed on: 10th April 2025

amazing way to viewing savings & money paid each month

5
amazing way to viewing savings & money paid each month Reviewed on: 10th April 2025

Amazing!

5
Amazing! Really enjoy using Monzo. Reviewed on: 10th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products