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MORE THAN: Car insurance (discontinued) reviews

Name: Car insurance (discontinued)
Rating: 1.59 (234 reviews)

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1.53

Based on 234 reviews, last reviewed 9th Jan 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

79%

Latest highest rating:

5

Good honest company Dealt with car insurance for change of cars immaculately Reviewed on: 12th September 2023

Latest lowest rating:

1

Insurers From Hell I fitted the device and all good. Decided to top up miles to be on the safe side and paid for 2000. extra miles. Teir next email failed to confirm top... Read more Reviewed on: 9th January 2024

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About this product

More Than has stopped selling new car insurance policies.

MORE THAN Car insurance (discontinued) reviews (234)

Review of the MORE THAN, Car insurance (discontinued):

Smart wheels is a money generator

More than insurance is a total scam! My student daughter is in tears with this company they are a disgrace, this smart wheels policy they offer is a cash generator, £180 for 500 extra miles, 108 miles into this 500 extr they sent her a notice of cancellation, only two month of her policy to go, a phone call later and they now want £290 extra for 1000 more miles!!!!!!! Apparently the 500 she purchased is now not acceptable to them?!? So unless she she agrees to an additional 1000 they are cancelling the policy! You gits! They kept her on the phone telling her if she hung up the quote would increase, she put Lewis on hold and phoned me in tears, they would not allow us to pay the extra in a lump sum to save her the stress, the payment had to come from her account? She is a student ffs and struggling as it is you slimy money makers, they refused to send her the updated quote saying it was against company rules to share that information? Go on tell me why? How can a company refuse to send a quote or invoice for a policy extra? Where is the money going. It sounds to me that the team at moron sorry more than are on commission for extras, it all seems to double glazing salesman to me, why does she have to pay now? Window salesman tactic, why will the price go up if she does not pay now? Window salesman tactic, why can your team not send a revised invoice/ quote? Conning salesman avoiding VAT tactic, why only accept debit card payments? Window salesman tactics or someone fearful of a chargeback! Cash is king now how about a new front door? Morons sorry more than is scamming inexperienced youngsters! Avoid at all costs do not be fooled it is not worth the stress. Note to more than we will join any joint court action against you now you have caused my daughter and us so much stress and money, in my opinion you have tricked us and Mis sold her this policy after her inputting her information. At the start she told them her family home is in one city but was a student at a university in another, so she was living away from home of course, they understood that and continued with the quote, months later they contacted her saying her policy was incorrect and the vehicle was not being kept at the family home, they were aware of that! But penalised her for that fact after being made aware and the correct section of the quote being filled in saying all that. She is studying aviation and also told them she would be driving at odd hours including early AM they were ok with that at the time of the quote but not after! They shafted her score what ever that is saying she was driving at unreasonable hours and penalised her score? They were aware to start with! You tell me how driving very early in the morning is more risky than at peak times? They also said repeatedly at the time of selling the policy that she would need a black box they repeatedly told her it would only need to be on for six months! You lying gits! I demand you stop telling people that because that is a lie! That is not correct and your team are telling people that but when it comes to it they are learning the hard way. I do not like the way you also cancel policies so easily! You are ruining young people's lives acting in that way! You not only damage the credit history and policy that shows as being cancelled effects future quotes! So if this is a way of increasing prices year on year then I hope some government body screws you over good and proper you damn well deserve it. Stop acting like crooks be honest and open! Yes money is all you are after I understand that but go about it the correct way! Me and my family will now not use more than or any company associated with it ever again! So you have lost me my partner and five daughters we will from now actively avoid RSA! Reviewed on: 24th January 2018

Joke

Wouldn't even give 1 star if I could Absolute joke of a company, got car Insurance got 200 quid out of me for a deposit then told me there cancelling it with no warning that's when I phoned them, so yeah cancelled it all because I cancelled my insurance with my previous insurance, never received anything from my deposit back SCAM OF A COMPANY SO AVOID!!! Reviewed on: 17th September 2020

AVOID AT ALL COSTS!

First year with them as I’m currently 6 months into this insurance company, they are a scam I got my insurance with them and put 5000 miles which I thought was the lowest amount, for the lady on the phone to not tell me the min and max which states they should, used 2000 miles in 3 months as a first time driver you want to go explore and drive to places You’ve never been to before my insurance cost £72 a month which I could afford in my last job, then I added 2000 miles on to get to 7000 as they estimated I needed which I didn’t realise I didn’t so that was £200 odd pound upfront with a admin fee of £25 which took my direct debit upto £84 which was still a reasonable price, then enquired about business insurance And 3000 miles added on top and also enquired about changing my occupation to care assistant to then be told a quote of just under £1000 upfront with admin fees so of course I didn’t go for that job and told her to leave it , then month later my insurance went up to £97 to be told on the phone she added everything on and we was charged as I explained I was enquiring to be refunded £15 which was a joke really, then enquired about changing my address to a few miles down the road to be quoted £275 with a admin fee of £25 and my insurance to go up to £157 a month as apparently it’s a bad area compared to the one I’m living now even though it’s roughly the same area, then enquired about adding mileage once more as I’ve only got around 2400 left to last me till February 2021 and got qouted £387 upfront and a £25 admin fee for my insurance to go up to £173 something, I would not recommend at all even if you do 1mph over the speed limit you get a bad score your constantly checking your speedometer and if you go slow you get a bad score too, it’s a absolute joke suppose to be for affordable for young people and they just scan money out of you, even when I stayed at my partners house during lockdown due to working with the public in retail I didn’t wanna pass anything on to my parents I was staying there for roughly 3/4 months to prevent the spread , they only just informed me last week that they would cancel my insurance for the over night parking No communication just a text no email to say about a accident that I’d had which wasn’t my fault due to someone running up the back off me and I didn’t claim as not much damage they didn’t once get in touch with the 3rd party to see if they was claiming had to ring that persons insurance up myself to have the open claim took off had to call more than up my self to see what was going on still can’t get a temporary insurance on my parents car like I normally do to save my mileage when going long distance absolute joke , DO NOT RECOMMEND PLEASE AVOID AT ALL COSTS!! MONEY GRABBERS!!! Reviewed on: 25th August 2020

SCAM!!!! AVOID

This company is a scam, tried to charge nearly £400 for change of address and then also increased the purchase of extra miles to over £2000, how are youngsters expected to afford these extortionate prices especially during COVID, We now have a vehicle parked up and can no longer drive due to the above given quotes, absolutely disgusting Reviewed on: 25th August 2020

Scam artists in the extreme!

They charge £51 just to update your address, even if you move a few doors away. £25 for the admin fee and £26 for the address change itself. Insurance companies should be illegal. The fact we have to pay these crooks money is diabolical, but More Than even more so. They're the worst of the worst! If you need insurance, go with the Farmers Union. At least, there, the money spent is ethically used, and anyone can use them. Reviewed on: 20th August 2020

ANNUAL RIPOFF

Every year MORE THAN put up my quote. I check the price comparison sites and tell them the competitive price. They then reduce their quote! Reviewed on: 14th July 2020

Horrendous Company

Had a telematics policy with them for 1 year, during which time i had one accident that was judged to be non-fault and was entirely settled by the 3rd party. I was re-assured that my no claims discount would be unaffected and yet upon cancellation i was sent a document stating that i had 0 years NCD with them. I was also lied to about a renewal quote, the customer service rep i spoke to was insistent that one had been sent to my email address but i received no such thing - they then went ahead and renewed the policy anyway. Finally, after cancellation of the policy i logged in to the dashboard and found that the black box was still recording journeys after the cancellation date of the policy! I would advise anybody thinking of taking out a policy with More Than to stay well clear. Reviewed on: 21st June 2020

Absolute crap

Spent 10 minutes constantly entering details on their jerky worthless website. When tried to enter payment wouldn't accept. Absolute crap Reviewed on: 16th June 2020

Good insurance for young people if you get a black box

Good insurance for young people if you get a black box, did cost a bit more than I wanted to change cars Reviewed on: 7th June 2020

Do not use black box

ABSOLUTELY AWFUL BLACK BOX I have not once sped anywhere in my car as I would never like to be in risk of a speeding ticket or not drive safely, I am constantly given -10 point every single day for no reason, very unhappy as this black box does not calculate properly at all Reviewed on: 6th June 2020

An insurance company that makes up their Terms and Conditions as they go along

I would strongly urge anyone considering taking out a vehicle insurance policy with More Than / RSA to go elsewhere. I was a named driver on a company policy where the limited company was the owner, registered keeper and policyholder. The vehicle was stolen from the company's registered business address overnight, and all I did , was report the theft on behalf of the limited company. Everything appeared fine until I tried to renew my personal insurance, where I found that RSA had put me on the CUE check list as the "driver" of the limited company vehicle, and that I had an "at fault" claim. On complaining to RSA, they said that the last driver should have been asked for, and that on theft they log the last driver as the named driver responsible. I clearly explained that the last driver was unknown, had not been asked for, and there was no legal text anywhere in the Terms and Conditions to state the last driver would be held responsible on theft. I escalated my complaint with RSA, and even involved the CEO, Mr Stephen Hester, but their final response denied my complaint, stating that it "appeared" I was the last person in charge of the company vehicle, and that policy wording would not specifically state the last driver will be logged as the named driver on theft. They then go on to state the personal information posted about me on the CUE system is factually correct. My understanding of contract law is everything must be in the Terms and Conditions at the inception of business, not something that can be altered or made up by one party as the contract goes along to suit their ends. When the last driver or driver in charge is not specifically given or asked for, and although RSA may want it to "appear" that they have determined who that individual may have been to suit their "procedures", it most certainly cannot be deemed to be "factual". RSA have effectively made two entities financially responsible for one incident, which only the policyholder should be held liable for. The ramifications of this are horrendous for every last driver / in charge individual of a vehicle insured by RSA on theft, where the vehicle is owned, registered and the policyholder is another person or company. I will be checking every vehicle I drive in the future that it is not insured by RSA, and will never do business of any kind with them again, as their "procedures" are created to cause as much financial damage as possible to their customers. My complaint is now with the Financial Ombudsman. Reviewed on: 30th May 2020

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