Write a review

Nationwide: Cash ISA reviews

Name: Cash ISA
Rating: 4.63 (60 reviews)

View other Nationwide products

4.72

Based on 60 reviews, last reviewed 15th Apr 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

72%

22%

Latest highest rating:

5

Great but keep missing out on their rewards due to n... Great but keep missing out on their rewards due to not knowing what I need to have with them. Reviewed on: 15th April 2025

Latest lowest rating:

1

Martin Lewis wouldn't be impressed!! Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the y... Read more Reviewed on: 14th July 2023

Read all reviews See your review

About this product

The Nationwide Fixed Rate Cash ISA can be opened with as little as £1.

You can open a Nationwide Cash ISA by using the banking app or internet bank (if you’re registered) or you can visit a local branch. Withdrawing money before the term ends closes the account and you’ll pay an early access charge.

Nationwide Fixed Rate Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Cash ISA reviews (60)

Review of the Nationwide, Cash ISA:

Martin Lewis wouldn't be impressed!!

Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the year if I don't contact them (I am old and could find myself in hospital then etc.etc.) The answer is that the money goes into a holding "Maturity Account". After further enquiry, I establish that the maturity account would pay 1.4% interest "as instant access". Martin Lewis, in his weekly MSE newsletter says that we shouldn't be accepting less than 4% on instant access accounts. I like the local Nationwide very much, but, come on Nationwide, is this fair and good practice??? And how much investors money are you holding at this derisory rate? Reviewed on: 14th July 2023

They don't want customers

Branches are designed to deter customers, staff trained to scare them off completely. Online platform arcane and offputting compared to other products. Reviewed on: 26th March 2022

excellent

happy good service and efficient Reviewed on: 25th January 2022

Mutual

I have been a member of this company for many years and they have always been andexcellent organisation to belong to. Reviewed on: 29th September 2021

Great rate for existing members

I got a rate of 0.75% for a fixed rate ISA and £50 for switching, which I am very happy with. I am pleased to see my provider rewarding loyal customers. The app is very easy to use and the staff at Nationwide are always polite and friendly. Reviewed on: 29th August 2021

Rewarding loyalty

Being a member of nationwide means I was rewarded with a higher rate fixed rate ISA than any other on the market Reviewed on: 15th April 2021

Easy to use

Hussels free and easy to use app Reviewed on: 13th April 2021

Nationwide is great

I really love the ethics that Nationwide believe in I have banked with them for over 20 years, I love their adverts and how they treat their employees Reviewed on: 11th April 2021

Helpful and reliable

I have been with this company for banking and mortgage facilities for around twenty years and have been totally satisfied with performance. Reviewed on: 16th September 2020

Easy and Simple

Love that you can do everything from your banking app, it's easy to understand and easy to save money. Reviewed on: 25th June 2020

Fabulous service

The service is great. Staff are friendly, polite and professional Reviewed on: 8th February 2020

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Junior ISA
from Nottingham Building Society 5.00 from 4 reviews
Junior ISA
from NatWest 3.93 from 7 reviews
Lifetime ISA
from Cushon 0.00 from 0 reviews

Want to see more from Nationwide?

Student Current Account
from Nationwide 5.00 from 5 reviews
Regular Savings
from Nationwide 4.74 from 79 reviews
Tracker Rate Mortgage
from Nationwide 4.69 from 33 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub