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Nationwide: Cash ISA reviews

Name: Cash ISA
Rating: 4.66 (64 reviews)

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4.73

Based on 64 reviews, last reviewed 23rd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

74%

20%

Latest highest rating:

5

BEST SWITCH I EVER MADE Switched to this bank about two years ago.Had some great offers and taken advantage of their high interest rates on cash isa's.prevoiusly with the Hal... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Martin Lewis wouldn't be impressed!! Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the y... Read more Reviewed on: 14th July 2023

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About this product

The Nationwide Fixed Rate Cash ISA can be opened with as little as £1.

You can open a Nationwide Cash ISA by using the banking app or internet bank (if you’re registered) or you can visit a local branch. Withdrawing money before the term ends closes the account and you’ll pay an early access charge.

Nationwide Fixed Rate Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Cash ISA reviews (64)

Review of the Nationwide, Cash ISA:

Martin Lewis wouldn't be impressed!!

Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the year if I don't contact them (I am old and could find myself in hospital then etc.etc.) The answer is that the money goes into a holding "Maturity Account". After further enquiry, I establish that the maturity account would pay 1.4% interest "as instant access". Martin Lewis, in his weekly MSE newsletter says that we shouldn't be accepting less than 4% on instant access accounts. I like the local Nationwide very much, but, come on Nationwide, is this fair and good practice??? And how much investors money are you holding at this derisory rate? Reviewed on: 14th July 2023

Reliable bank with great customer service

I have never had any issues with Nationwide, I have confidence in the security of my money and am pleased by the customer service Reviewed on: 28th February 2023

User friendly

Easy to use the app and set up my account in minutes Reviewed on: 8th February 2023

Helpful

I have been a customer of Nationwide for a number of years, and always found them to be very helpful, when I needed some advice, so I have recommended the Nationwide to other people and they also are finding the Building Society good for service. Reviewed on: 7th December 2022

ISA

I have had an ISA with Nationwide for several years. I am happy with the customer service, however I feel they could compete more with better interests rates. Reviewed on: 31st March 2022

They don't want customers

Branches are designed to deter customers, staff trained to scare them off completely. Online platform arcane and offputting compared to other products. Reviewed on: 26th March 2022

excellent

happy good service and efficient Reviewed on: 25th January 2022

Mutual

I have been a member of this company for many years and they have always been andexcellent organisation to belong to. Reviewed on: 29th September 2021

Great rate for existing members

I got a rate of 0.75% for a fixed rate ISA and £50 for switching, which I am very happy with. I am pleased to see my provider rewarding loyal customers. The app is very easy to use and the staff at Nationwide are always polite and friendly. Reviewed on: 29th August 2021

Rewarding loyalty

Being a member of nationwide means I was rewarded with a higher rate fixed rate ISA than any other on the market Reviewed on: 15th April 2021

Easy to use

Hussels free and easy to use app Reviewed on: 13th April 2021

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