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NatWest: Personal Loan reviews

Name: Personal Loan
Rating: 4.22 (148 reviews)

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4.09

Based on 148 reviews, last reviewed 12th Jun 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

74%

14%

Latest highest rating:

5

Easy to use. Easy to use. Each step well presented, therefore quick and easy to get through Reviewed on: 12th June 2025

Latest lowest rating:

1

Worst bank and I have seen it go good to... Worst bank and I have seen it go good to terrible Reviewed on: 30th March 2024

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About this product

NatWest personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our NatWest personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a NatWest personal loan, we'd love you to write a quick review too.

NatWest Personal Loan reviews (148)

Review of the NatWest, Personal Loan:

Do not take a loan out with Natwest

So i took a loan out for 15k just before the war in Ukraine (after which prices for everything spiked) i was paying £380 per month back, after a year finances were really strained, i was missing meals etc... I found Natwest had a consolidation loan on their website with a lower monthly payment which would have saved me about £200 per month. I requested to change across to it and I was rejected. I had never missed a payment on my current loan and I am currently in the same situation as many others where I am missing meals, trying to juggle other bills, most of the time i'm barely keeping up with other bills and I just feel like Natwest were useless, the staff were apologtic, but that is their job and overall i feel very let down by them. I have banked with them since I was old enough to open an account and I'll be finding a new bank and once this loan is paid off, as I want nothing to do with them. Reviewed on: 23rd January 2024

Natqest best bank

Very friendly and easy to use the online apps too. Reviewed on: 18th February 2023

Fast easy processing good rates

I have two bank accounts overdraft facility loan account. And rewards facility. All good service would highly recommend thanks . Reviewed on: 18th February 2023

Extremely pleased

Very happy with the help and service Natwest have provided me over the years Reviewed on: 18th February 2023

Easy to deal with

Very professional easy to use and fair Reviewed on: 18th February 2023

Easy as!

Always happy to help and very easy application. Fast process too. Reviewed on: 18th February 2023

Best deal

After several months of car issues I needed a loan to manage my outgoings at a more affordable rate. I had a meeting with a financial advisor at natwest and they helped me pick the best loan for what I needed at the time. Honest and trustworthy and explained everything to me in simple terms Reviewed on: 18th February 2023

Fast decision with good rates

Money when you need it, not bad rates and app keeps you up to date Reviewed on: 18th February 2023

Excellent

Very understanding and helpful bank. Reviewed on: 18th February 2023

NatWest is a great bank

The staff are so helpful and friendly Reviewed on: 18th February 2023

Needed a loan got it no problems

Loan needed for new roof for sale of house bank very helpful money in bank in Couple of days. Reviewed on: 18th February 2023

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