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NatWest: Personal Loan reviews

Name: Personal Loan
Rating: 4.23 (150 reviews)

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4.13

Based on 150 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

74%

14%

Latest highest rating:

5

got the loan i wanted at a good rate got the loan i wanted at a good rate over the period i asked for Reviewed on: 22nd January 2026

Latest lowest rating:

1

Worst bank and I have seen it go good to... Worst bank and I have seen it go good to terrible Reviewed on: 30th March 2024

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About this product

NatWest personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our NatWest personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a NatWest personal loan, we'd love you to write a quick review too.

NatWest Personal Loan reviews (150)

Review of the NatWest, Personal Loan:

Your Trusted Partner for Personal Loans, Empowering Your Financial Goals

Natwest Bank has been my unwavering partner in realizing my financial goals through their exceptional personal loan product. Their commitment to customer satisfaction, coupled with competitive rates and flexible terms, has made them my go-to choice for personal financing. Obtaining a personal loan from Natwest Bank was a seamless and efficient process. Their knowledgeable loan advisors guided me through the application process, ensuring I had a clear understanding of the terms and options available. The attention to detail and personalized service I received made me feel confident and supported throughout the journey. What sets Natwest Bank apart is their genuine care for their customers' financial well-being. They took the time to understand my unique needs and financial goals, tailoring a loan solution that perfectly suited my requirements. The transparency and open communication regarding interest rates, fees, and repayment terms instilled trust and confidence in their services. Natwest Bank can be described as reliable, customer-centric, and flexible. They offer competitive interest rates, enabling me to achieve my financial objectives without unnecessary burden. Their commitment to providing personalized and attentive customer service sets them apart as a trusted partner in the realm of personal loans. I wholeheartedly recommend Natwest Bank's personal loan product to anyone seeking a reliable and supportive financing option. Their dedication to empowering their customers, coupled with their exceptional service and competitive terms, make them a standout choice for personal financing needs. Reviewed on: 21st June 2023

The best bank of world!!

The best bank I've ever had! I really love this bank! Reviewed on: 17th February 2023

Great For Everyone

Good as it is...High recomendet Reviewed on: 17th February 2023

Efficient and fast processing and service.

Good service from NatWest with quick service the following day fulfilled. Reviewed on: 9th February 2023

Loan Account Dissapointing

Recently took out a loan account with NatWest and very dissapointed to discover that to make early / overpayments that you have to also pay 50+ days interest on the amount outstanding aswell as the overpayment amount. Very dissapointing when other major banks allow you to pay without incurring this additional interest charge. Reviewed on: 8th February 2023

MR DANIEL SZABO

I want please emergency money? Please Reviewed on: 8th February 2023

Easy loan

Easy to arrange , great rates can see all the information and manage it easily online Reviewed on: 29th January 2023

Easy, Quick, Reliable & Efficient

Applying for the loan only took minutes and I had all the information and funds into my account with a few hours! All done within the Mobile App, in the comfort of my own home. taking no more than 10 minutes! Reviewed on: 20th January 2023

Very helpful

Fast, easy, very efficient and payment made very fast Reviewed on: 14th January 2023

amazing conditions

first you take out a personal loan from the bank. super low interest rates and normal monthly payments. I also opened a business account. I am very happy that I deleted them. I would work with them in the future. I would recommend them. everything is more than easy, fast and normal prices. I'm happy. I have been with them for over 6 years. Reviewed on: 13th January 2023

Great Customer Service

When taking out a loan with NatWest they gave great customer service. We had to do an online video chat as it was during the pandemic. It was very easy from start to finish Reviewed on: 15th August 2022

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