Write a review

NatWest: Select Account reviews

Name: Select Account
Rating: 4.66 (707 reviews)

View other NatWest products

4.53

Based on 707 reviews, last reviewed 29th May 2025

33% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

82%

11%

Latest highest rating:

4

I use the select account as a backup current account. I use the select account as a backup current account. I don't use it much because other accounts and banks have better account rewards Reviewed on: 18th April 2025

Latest lowest rating:

1

ihave been with the bank for over 30 years i had an... ihave been with the bank for over 30 years i had an overdraft which i only got couse there was a mix up with the money they never ever gave me and inc... Read more Reviewed on: 29th May 2025

Read all reviews See your review

About this product

The NatWest Select Account is an award winning basic current account helps you manage your money in one place, with no monthly fee.

The Select Account can be managed via the mobile banking app and there is an option for a short-term overdraft if you meet the eligibility criteria.

NatWest Select Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

NatWest Select Account reviews (707)

Review of the NatWest, Select Account:

ihave been with the bank for over 30 years i had an...

ihave been with the bank for over 30 years i had an overdraft which i only got couse there was a mix up with the money they never ever gave me and incress in it then i had a bit of trouble with froudsters and got acused of money loundering my credit score is very good so i applyed for a credit card they said no and then sent me a letter that they were going to cancel all my accounts i 5 weeks time they didnt even give me a reason for this and said if i phoned up to find out why this had happened that they would not tell me why so you tell me am i write in giving this review Reviewed on: 29th May 2025

Had the app and account for a number of years very e...

Had the app and account for a number of years very easy to use and always bringing out new features which is good Reviewed on: 24th May 2024

easy to use and very efficient customer service.

easy to use and very efficient customer service. Reviewed on: 14th April 2024

Great account which I have had for many years.

Great account which I have had for many years. Reviewed on: 9th April 2024

Banking with Natwest for over 10 years.

Banking with Natwest for over 10 years. Proven to be reliable - with some helpful advise. They have adapted the App so has similar functionality to Monzo and feels like a new bank again. Cash ISA / Stocks and Share Isa seem behind other platform but overall happy with them. Reviewed on: 15th March 2024

Excellent mobile banking app

Mobile banking app is really easy to use. I can see the balance of all my accounts in one place and it is very easy to transfer funds between them. It is also very simple to manage standing orders and direct debits from the app. The app also makes cheque deposits and payment transfers very simple with effective use of face recognition. The ease of use and convenience of the app enables me to have full control of my bank accounts. Reviewed on: 15th March 2024

Quick and easy to switch banks, offer received swift...

Quick and easy to switch banks, offer received swiftly, and it has a great app to use. The account comes with the option for a savings account which has a competitive interest rate of 6 percent up to £5000, but you can only put in £150 a month unfortunately! Reviewed on: 14th March 2024

They are doing their best to make banking faster and...

They are doing their best to make banking faster and easier Reviewed on: 1st March 2024

The account is easy enough to use.

The account is easy enough to use. Wish it paid interest on credit balances though. However the regular saver is decent and the app works most of the time Reviewed on: 15th February 2024

NatWest Banking

Always had a good service from NatWest in Branch and online. Reviewed on: 30th January 2024

The NatWest Select Account has a major flaw in my op...

The NatWest Select Account has a major flaw in my opinion and that is charging for failed payments due to insufficient funds. I actively make a choice to keep my funds low in my debit account so that losing my card has a reduced risk. I transfer money into my spending account prior to purchases, something someone who were to steal my card could not do. I believe that Natwest penalising people for adopting thia security measure to be backward and ridiculous. Reviewed on: 27th January 2024

Do you have a different NatWest product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Ultimate Reward Current Account
from Halifax 3.96 from 98 reviews
Current account
from Citibank 3.61 from 9 reviews
Current Account
from Post Office 2.18 from 3 reviews

There's still more to see!

NatWest has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub