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NatWest: Select Account reviews

4.54
Based on 711 reviews, last reviewed 23rd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Been with bank for over 30 years and no concerns Been with bank for over 30 years and no concerns Reviewed on: 23rd January 2026
Amanda Glover's avatar
Amanda Glover

Latest lowest rating:

1

ihave been with the bank for over 30 years i had an... ihave been with the bank for over 30 years i had an overdraft which i only got couse there was a mix up with the money they never ever gave me and inc... Read more Reviewed on: 29th May 2025
david cauwood's avatar
david cauwood

About this product

The NatWest Select Account is an award winning basic current account helps you manage your money in one place, with no monthly fee.

The Select Account can be managed via the mobile banking app and there is an option for a short-term overdraft if you meet the eligibility criteria.

NatWest Select Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

NatWest Select Account reviews (711)

Review of the NatWest, Select Account:

ihave been with the bank for over 30 years i had an...

1
ihave been with the bank for over 30 years i had an overdraft which i only got couse there was a mix up with the money they never ever gave me and incress in it then i had a bit of trouble with froudsters and got acused of money loundering my credit score is very good so i applyed for a credit card they said no and then sent me a letter that they were going to cancel all my accounts i 5 weeks time they didnt even give me a reason for this and said if i phoned up to find out why this had happened that they would not tell me why so you tell me am i write in giving this review Reviewed on: 29th May 2025

Poor interest rates

3
Natwest bank is like many banks unwilling to offer good interest rates on any of there products which is why I wouldn't keep my money there. Reviewed on: 26th February 2025

Smashing Select Account

5
i wuz wanting a cash account and Select was perfect for me Reviewed on: 12th February 2025

Aaron needs to learn his customer skills

1
Just spoken to Aaron, my son was locked out of his online banking. Aaron was very rude, no customer service skills whatsoever. Wasn't helpful in the slightest. Disgusting as an advisor who is meant to help people! Reviewed on: 21st September 2024

Easy to use current account with many features

5
Easy to use and 'attractive' app. Select account comes with many features including attached Digital Regular Saver account that pays 6.17% interest (AER), single or double Round Ups and on screen transaction notifications. Reviewed on: 24th May 2024

Had the app and account for a number of years very e...

4
Had the app and account for a number of years very easy to use and always bringing out new features which is good Reviewed on: 24th May 2024

easy to use and very efficient customer service.

5
easy to use and very efficient customer service. Reviewed on: 14th April 2024

Great account which I have had for many years.

5
Great account which I have had for many years. Reviewed on: 9th April 2024

Banking with Natwest for over 10 years.

4
Banking with Natwest for over 10 years. Proven to be reliable - with some helpful advise. They have adapted the App so has similar functionality to Monzo and feels like a new bank again. Cash ISA / Stocks and Share Isa seem behind other platform but overall happy with them. Reviewed on: 15th March 2024

Excellent mobile banking app

5
Mobile banking app is really easy to use. I can see the balance of all my accounts in one place and it is very easy to transfer funds between them. It is also very simple to manage standing orders and direct debits from the app. The app also makes cheque deposits and payment transfers very simple with effective use of face recognition. The ease of use and convenience of the app enables me to have full control of my bank accounts. Reviewed on: 15th March 2024

Quick and easy to switch banks, offer received swift...

4
Quick and easy to switch banks, offer received swiftly, and it has a great app to use. The account comes with the option for a savings account which has a competitive interest rate of 6 percent up to £5000, but you can only put in £150 a month unfortunately! Reviewed on: 14th March 2024

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