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NatWest: Select Account reviews

4.56
Based on 711 reviews, last reviewed 9th Feb 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Good experience Good experience and I recommend it to everyone Reviewed on: 9th February 2026
Luai's avatar
Luai

Latest lowest rating:

1

ihave been with the bank for over 30 years i had an... ihave been with the bank for over 30 years i had an overdraft which i only got couse there was a mix up with the money they never ever gave me and inc... Read more Reviewed on: 29th May 2025
david cauwood's avatar
david cauwood

About this product

The NatWest Select Account is an award winning basic current account helps you manage your money in one place, with no monthly fee.

The Select Account can be managed via the mobile banking app and there is an option for a short-term overdraft if you meet the eligibility criteria.

NatWest Select Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

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NatWest Select Account reviews (711)

Absolutely awful

1
Natwest is one of the most unhelpful banks I have eve had the misfortune to deal with. I regret ever having taken out an account with them. Reviewed on: 8th January 2019

Cant wait for the switch.

1
Been with natwest from birth in 1990. I have never benifited from them. I have a business account with them, which i hated, charges to high never benifited from it. Recently starting from a scam i fell for you cant speak to anyone fraud team un helpful. Put on hold for too long i.e 57mins and 47 mins for me to hang up they just dont awnser. Even though im told my call was prority and first in que, 'rubbish' lie!. From transfered from customer services etc. I want to leave them now, switch taking too long. Reviewed on: 3rd January 2019

Great online banking

5
Very easy to use banking app and customer service at branches are great at helping you get to know how to use it even better! Reviewed on: 3rd January 2019

Basic account - fantastic experience

5
From branch and call centre staff to simple and reliable mobile and online banking - It is all good! Reviewed on: 31st December 2018

Mobile Banking is great with the Select Account

5
Good, basic account, best for a start-up account. Reviewed on: 29th December 2018

Amazing product great company

5
Amazing. Perfect for me. Helps manage my money Reviewed on: 24th December 2018

Evolution

5
NatWest has evolved it's branches to be able to offer a modern in branch experience, UK based call centres if you need them and high quality digital banking. Reviewed on: 23rd December 2018

Very good

5
I love it because easy to use alots all time because I need borrow money loan for Xmas and holiday Reviewed on: 20th December 2018

Ok service but online banking/app a problem

3
Downloaded and installed phone app but then their systems blocked all my access to online banking/app login due to unusual activity on my account - it was me installing and registering for the app which they classed as unusual and then took over an hour on the phone to sort so I could do anything!!! Otherwise it was reasonably good service. Reviewed on: 24th November 2018

Inefficient and keep no notes

3
Pass you around from department to department, despite having been with them for some time. When finally do get through to someone, they sometimes are helpful. Reviewed on: 15th November 2018

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