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NatWest: Reward Account reviews

4.79
Based on 983 reviews, last reviewed 26th Mar 2026
2600% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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8%
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1%
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1%
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1%

Latest highest rating:

5

Natwest Reward account great return on direct debits. Reward account only £2 pm.gives great return on direct debits ....only 2 gives £4 pm .Soon mounts up by end of year. Reviewed on: 26th March 2026
bemmybristol's avatar
bemmybristol

Latest lowest rating:

1

I recently experienced raising a dispute through Nat... I recently experienced raising a dispute through NatWest, and I have to say, the process has been incredibly complicated and frustrating. The process ... Read more Reviewed on: 18th November 2025
Madalina M's avatar
Madalina M

About this product

The NatWest Reward Account allows you to earn rewards from direct debits and spending at NatWest’s partner retailers.

Rewards can be exchanged for eGift cards or cashback, or you can choose to donate them to charity. This current account has a low monthly fee and gives account holders access to NatWest’s mobile banking app.

NatWest Reward Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

NatWest Reward Account reviews (983)

Review of the NatWest, Reward Account:

Good simple cash back credit card.

3
Good simple cash back credit card. Used this for many years. Can select when to claim the cash back so can let it build up before I claim it via the app. Easy to use. Reviewed on: 23rd August 2024

Great app interface and good customer service

5
Very easy to navigate app interface, and the website is just as pleasant to use. Customer service has been informative and responsive over the very few times I've needed to use it. My only issue is with the information in transaction history. When I receive payments, all other banks I have used and still use, list the transaction by the name of the sender, making it very easy. However, NatWest seem to list the transaction by the reference (no information on the sender until a day or two later), which doesn't make it easy for checking payments. This is quite a hassle and is why I would give NatWest a 7-8/10. There are still a great range of products they offer, all easy to set up and easy to use. I've also never had a problem with NatWest's interest rates. Reviewed on: 8th February 2023

Natwest Reward Account

5
I have found the reward account a great product, it's so easy to earn rewards as I spend Reviewed on: 2nd February 2023

Great Account

4
ive enjoyed using the rewards account Reviewed on: 2nd February 2023

Reward account good for bills

5
We've had a joint reward account to pay our bills for about 7 years and earned about £500 in rewards during this time. App is good to use and nice that there are branches to go into when needed sometimes. Reviewed on: 2nd February 2023

Fantastic bank

5
Great bank, always willing to go a step further to help out. Great offers from the reward account Reviewed on: 1st February 2023

Amazing

5
Easy, great digital experience, lots of new features. Reviewed on: 24th January 2023

Best mobile app around!

5
So quick and easy to use. Love it. Reviewed on: 24th January 2023

Easy money easy account

5
The account is simple to use never had a problem and I’m making so much cash back it’s like a little savings account I never knew I needed Reviewed on: 23rd January 2023

Excellent banking app

5
Recently moved from lot’ Lloyds and have been really impressed by ease of use, speed of new feature release, and the overall experience Reviewed on: 20th January 2023

NatWest is the best

5
I find the dealing with NatWest with its products and services really help me make my life easier. I find that the staff and the app just first class. Reviewed on: 19th January 2023

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