Smart Money People Logo

NatWest: Reward Account reviews

4.77
Based on 952 reviews, last reviewed 18th Nov 2025
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Thank You, NatWest for a Truly Outstanding Service! I don’t think banks get the appreciation they truly deserve, especially when they’ve already taken steps to protect you before you even realise you’ve... Read more Reviewed on: 15th October 2025
Richard A's avatar
Richard A

Latest lowest rating:

1

I recently experienced raising a dispute through Nat... I recently experienced raising a dispute through NatWest, and I have to say, the process has been incredibly complicated and frustrating. The process ... Read more Reviewed on: 18th November 2025
Madalina M's avatar
Madalina M

About this product

The NatWest Reward Account allows you to earn rewards from direct debits and spending at NatWest’s partner retailers.

Rewards can be exchanged for eGift cards or cashback, or you can choose to donate them to charity. This current account has a low monthly fee and gives account holders access to NatWest’s mobile banking app.

NatWest Reward Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

Review NatWest: Reward Account now

Help others make smarter decisions by sharing your own experience. Write a review

NatWest Reward Account reviews (952)

Best account ever!

5
I earn money for my direct debits and have a great overdraft limit. I’ve used many banks previously, and not one came close to the exception service I receive from NatWest. Reviewed on: 7th April 2021

Gives free money every month and the app is very good

5
Pays 5 pound a month for logging into the app and having 2 direct debits. App is very good, only have to visit a branch if I need to pay cash in Reviewed on: 6th April 2021

Good with customers

5
I switched over from HSBC and I had a wonderful experience with Natwest. Most of the services offered by them are hasstle free and self explanatory. Also, some of the services such as funancial health check is benefitial especially during covid times Reviewed on: 2nd April 2021

Solid bank

5
Rewards account is nice - bit of faff to transfer rewards into account but makes a few quid every month. App is solid and anytime I've had to call it's been quick and easy. Reviewed on: 26th March 2021

great app and all rounder bank

5
Natwest do everything your need. Good bank account range, credit cards and mortgage rates. Most importantly, the app is among the best. Reviewed on: 25th March 2021

Im really happy

5
The reward account it great - I’ve found it really easy to rack up and cash in awards over time and it definitely incentivizes me using the account. Customer service has also been excellent. Reviewed on: 24th March 2021

Great Bank

5
Have been banking with Natwest for over 10 years and they give expert advice and helped me with a charge back claim. Reviewed on: 21st March 2021

Great app!

5
Really easy to use and brilliant features on the app! Reviewed on: 20th March 2021

Good customer service

5
I made a mistake with my Date of Birth when applying for a new Reward Account. I went to my local branch and was helped to correct the problem. I now have two Reward accounts and find them easy to manage using a separate app on each of my iPhones. Reviewed on: 11th March 2021

Banking with ease and old fashion service

5
Remembering when you went to a bank for help , and waited to talk to someone , i have always found personal banking on line with Natwest was made so Simple even i could do it with ease , But the personal banker I have a face and voice at the end of the line . Complements the online assist nicely , good advice and helpful with Common sense good advice to improve my money working with changing to new accounts which benefit me . Thankyou ! Reviewed on: 23rd February 2021

Do you have a different NatWest product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from NatWest?

  • Life Insurance

    from NatWest 5.00 from 3 reviews
    NatWest
  • Tracker Rate Mortgage

    from NatWest 5.00 from 5 reviews
    NatWest
  • Rooster card

    from NatWest 4.92 from 13255 reviews
    NatWest
    View all products