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NatWest: Reward Platinum Account reviews

Name: Reward Platinum Account
Rating: 4.83 (447 reviews)

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4.77

Based on 447 reviews, last reviewed 19th Feb 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Includes the forgotten needs - travel insurance, bre... Includes the forgotten needs - travel insurance, breakdown cover, mobile phone insurance Reviewed on: 19th February 2026

Latest lowest rating:

1

Non existent service Have been a customer for over 20 years However the service you may now expect from such a well known brand is Non existent both on line & in branch. T... Read more Reviewed on: 15th April 2024

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About this product

The NatWest Reward Platinum account is for existing current account holders.

There’s a monthly fee for the Reward Platinum account. You get mobile insurance, breakdown cover, travel insurance and other benefits as an account holder. There are no non-sterling transaction fees when you buy with your debit card abroad.

NatWest Reward Platinum account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

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NatWest Reward Platinum Account reviews (447)

Value for money

Rewards for paying bills, insurance for hols and mobile discounted food. No charges using abroad car breakdown. I save way more than I pay for the benefits I use. Reviewed on: 6th November 2019

The Friendly Bank

Staff are always willing to help and will go the actual mile to ensure get what you need Reviewed on: 5th November 2019

No problems with payout

Had to use travel insurance to cover medical costs abroad. Submitted receipts and was refunded in full within 2 - 3 weeks. Reviewed on: 9th September 2019

Pain in the ars........

Such a pain, mostly due to RBS staff teams being involved with my banking. Started the process of moving all my bank accounts with Natwest, can't wait to leave them after thirty five years of pain. Reviewed on: 4th June 2019

Excellent App!

The app is so easy to use its clear & understandable I love the way you can now see your pending transactions. I would love it even more if i could print a statement from the app. Reviewed on: 11th February 2019

Amazing

The mobile app makes everday banking so much easier. with more updates coming through all the time the app just keeps on getting better and better. Reviewed on: 6th February 2019

Mobile App usage

I think the App is brilliant and allows me to see everything I need in relation to my account. All features are simple and easy to use. Reviewed on: 6th February 2019

Everything works smoothily on line

The payment of cash into the bank account via the post office is immediate, and simple. Just a tap of my card against the reader and hey presto. Reviewed on: 6th February 2019

A RELIABLE EASY TO USE AND USER FRIENDLY

AN APP THAT SHOWS NOT ONLY WHAT YOU HAVE SPENT BUT ALSO SHOWS TRANSACTIONS THAT ARE DUE TO GO THROUGH,GONE ARE THE DAYS OF GUESSING IF ITS NOT THERE YOU KNOW ITS NOT IN THE SYSTEM I NOW CAN CHECK DAILY THE ACCOUNT WHEREAS I NEEDED A PC TO DO SO, THIS IS EASY AS ONE TWO THREE... AND I KNOW ITS SAFE AFTER ALL I'VE BEEN A CUSTOMER FOR A LONG LONG TIME AND NEVER HAD A PROBLEM Reviewed on: 6th February 2019

Best Banking App on the Market

Its always been a great App and far better than those from its competitors. But has become even better in 2018 with the introduction of new features including showing me pending transactions for my accounts and credit cards and enabling me to set up controls for where and how I use my credit card. What I really like about the NatWest App is that the new features that get introduced are actually and immediately useful to me. Unlike many of the other banks. Reviewed on: 5th February 2019

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