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NatWest: Reward Silver Account reviews

4.62
Based on 166 reviews, last reviewed 4th Feb 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
10%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Great Customer Service I always get great customer service whilst going to the bank. Welcome is of excellent experience. Reviewed on: 4th February 2026
Neena's avatar
Neena

Latest lowest rating:

1

Natwest silver reward Been trying to upgrade to a silver reward account for nearly 4 weeks absolutely useless visited bank 3 times still no use Reviewed on: 3rd August 2025
Richard D's avatar
Richard D

About this product

The NatWest Reward Silver Account is designed to make your everyday banking more rewarding.

You must be an existing NatWest Current Account holder to apply. There’s a monthly fee and account holders can access a range of benefits. These include European travel insurance, phone insurance and cash or e-Gift Card rewards.

NatWest Reward Silver Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

NatWest Reward Silver Account reviews (166)

Review of the NatWest, Reward Silver Account:

Easy to use

5
The app is brilliant and I can manage most of my banking from there really easily, in terms of payments, transfers, approvals etc. Always been great when meeting in the branches too for financial checkups. Reviewed on: 2nd July 2021

Very good

5
Excellent app that lets you do all sorts Reviewed on: 23rd January 2023

Simple, secure, and easy to use

5
I have been a customer with NatWest for 20 years and downloaded the app as soon as it was made available. The app has come along leaps and bounds since the beginning. I really like the added security features with the face ID and the blink feature. (I have been a victim of fraud before and this makes me feel secure in using the app). The additional features such as the chatbot and the easy apply for other products that it recommends for me personally have helped me weigh up different credit card options. Really enjoy using it and have recommended it to friends and family. Reviewed on: 19th January 2023

Brilliant all round

5
Mobile app is great and the features that go along with it! Reviewed on: 19th January 2023

No brainer

5
As someone who enjoyed travelling abroad regularly to different places in Europe, the NatWest Reward Silver current account was a real no brainer for me. And the cashback rewards are a real benefit in the current cost of living crisis. Reviewed on: 18th January 2023

Love rewards

5
We upgraded to an awards silver account a few years ago and so glad we did. We get so much out of it very regularly. We’ve paid for all sorts in the house, had our holiday and phone insurance covered, and had lots of experiences along the way. Totally worth it. Reviewed on: 14th August 2022

Get Cash

5
The Only Bank Who Let You Get Cash Without A Bank Card Using your Mobile App Reviewed on: 27th June 2022

Apptastic

5
App, very easy to keep on track of what's going in and out at a glance. All I need to run my finances, keeps getting updated with new features. Feels very secure. Reviewed on: 24th March 2022

Slick & easy to use

5
Excellent product with an app that is slick and easy to use. All the information is easy to understand. Rewards on your payments is a very good incentive to utilise RBS app. Reviewed on: 4th March 2022

Ok

3
The cashback scheme is ok, but often doesn't even cover the £10 monthly fee Reviewed on: 15th January 2022

Fantastic service throughout

5
I've never had a problem with natwest, the staff are always polite and helpful. Congratulations on a superb service Reviewed on: 9th July 2021

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