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NewDay: Aqua credit cards reviews

Name: Aqua credit cards
Rating: 4.89 (3237 reviews)

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4.89

Based on 3,237 reviews, last reviewed 2nd Mar 2026

36300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

A positive and helpful credit building experience My experience with the Aqua credit card has been very good so far. The application process was straightforward, and making my first payment was quick ... Read more Reviewed on: 2nd March 2026

Latest lowest rating:

2

Handy for emergency not to be relied on Handy for emergency not to be relied on Reviewed on: 25th February 2026

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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

NewDay Aqua credit cards reviews (3237)

Review of the NewDay, Aqua credit cards:

Great customer service, responsive website, great ra...

Great customer service, responsive website, great rates. Reviewed on: 27th February 2025

Aqua credit card and service is fantastic!

I had poor credit, they offered me a card and I have payed on time if not before and my credit score has increased because of Aqua Reviewed on: 25th February 2026

I recommend great card and serviaqua ce

I recommend great card and service Reviewed on: 25th February 2026

Never had a problem with Aqua.

Never had a problem with Aqua. The way payments work is incredibly convenient as well. Other providers I’ve tried do not cancel the direct debit per month when paying off in full beforehand, and the way Aqua handles it really does streamline the experience and provide peace of mind. Reviewed on: 25th February 2026

Helps a lot in building credit score

Helps a lot in building credit score Reviewed on: 25th February 2026

Very goo service provider and no problem face at any...

Very goo service provider and no problem face at any time and any where including international travel Reviewed on: 25th February 2026

All good

Just used as a normal credit card and been fine. Nothing special i.e. no cash back or rewards Reviewed on: 25th February 2026

The Aqua credit card is primarily designed for peopl...

The Aqua credit card is primarily designed for people looking to build or rebuild their credit history, making it a common option for those who may not qualify for mainstream cards. It typically offers straightforward approval checks, no annual fee on most versions, and helpful account management tools via its mobile app, which can be useful for tracking spending and payments. However, the card’s main drawback is its relatively high interest rates, meaning it’s best suited for users who can repay their balance in full each month rather than carry debt. Credit limits also tend to start low, which can be restrictive but manageable for credit-building purposes. Overall, the Aqua card can be a practical stepping-stone toward better credit if used responsibly, though it is not ideal for long-term borrowing or rewards. Reviewed on: 25th February 2026

aqua working good.

aqua working good. customer service perfect. online application very easy. App very useful. Reviewed on: 25th February 2026

Good I very like aqua credit card

Good I very like aqua credit card Reviewed on: 25th February 2026

Best Card I got!

Great! Easy and a reliable. High credit limit start. Transactions managed in the app easily. Reviewed on: 25th February 2026

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