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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 26th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4220)

Review of the Payl8r, Buy now pay later:

PAYL8R helped me to buy things I love but I could not afford

5
I already left a review when I used PAYL8R for a first time and now I used them for a second time again due to the amazing experience before. I truly recommend them to anyone, their service as a financial provider and also their customer service is excellent! I do have an expensive taste but I would not be able to spend large amount of money at once due to being a single mum and only have one income. Spreading the cost over few months is makes it so much easier as don’t effect me as much financially. I can set up direct debit so I don’t even have to worry to miss a payment because they just collect it on the date I choose. Also they sending text messages and email reminder before the payment due so you can be prepared for the money to go out promptly. Overall I’m so happy with them, I honestly feel they working hard to make their customers life easier and provide outstanding service. Thank you Payl8r from the bottom of my heart! Reviewed on: 12th August 2021

great! :) super duper! :)

4
great! :) nothing more to say! :) Reviewed on: 26th September 2025

Thanks Payl8r.

5
Amazing experience i got my private registration using Payl8r made it so easy and my car look great so thanks. Reviewed on: 24th September 2025

good to study! :)

4
good! :) helpful! :) helped me study :) Reviewed on: 23rd August 2025

Cyberpower pc

5
My son always wanted a pc, then he showed me a pc from cyberpower pc and its was too much for me to pay but I came across payl8r in the checkout and found out it was ab excellent deal on loan and it saved me and now my son is having fun on his oc while am paying for it every month Reviewed on: 16th August 2025

Can’t fault it money goes out on time had my plate q...

5
Can’t fault it money goes out on time had my plate quick brilliant service Reviewed on: 6th August 2025

Very quick and easy to apply.

5
Very quick and easy to apply. Instalment summary very transparent and updated quickly to show 'paid' status, thus avoiding any stress. While the interest added is high, I hardly noticed the payment leaving my account and the 18 months with Payl8r have flown by. Without this service, my family wouldn't be on the road now making this great value for money. Reviewed on: 5th August 2025

Easy to use and saves paying loads of interest win...

5
Easy to use and saves paying loads of interest win win Reviewed on: 5th August 2025

Easy affordable efficient system

5
Easy affordable efficient system Reviewed on: 4th August 2025

Extremely easy to set up.

5
Extremely easy to set up. Easy to understand the website. I like that I can pay back my items early without there being negative repercussions. Reviewed on: 4th August 2025

Very fast and easy to use with good communication th...

5
Very fast and easy to use with good communication throughout Reviewed on: 1st August 2025