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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4220 reviews)

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4.89

Based on 4,220 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4220)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Best finance company ive used!

I’ve used Payl8r for a few years now, they’ve helped me to build my credit to a good standard and it’s allowed me to sort my finances out and without them I wouldn’t be in the good financial position I’m in now! Reviewed on: 17th August 2021

Really easy to use

I love using payl8r, it's super simple, and their app is really easy to use & follow. Reviewed on: 17th August 2021

Love using payl8r

It’s so easy! Helps me so well when I’m buying something I can’t afford in one go, the team are always very helpful and friendly! Highly recommend! Reviewed on: 17th August 2021

Amazing

They’re amazing and have helped me out big time Reviewed on: 17th August 2021

Quick, reliable

Nice service, good communication, I trust it’s taken regularly. Reviewed on: 17th August 2021

Great company

Easy to use and they're very clear on payment terms and amounts Reviewed on: 17th August 2021

Great service and customer care

It’s been a great help to me on some products I have bought and services I have had through payl8r getting things on credit. Reviewed on: 17th August 2021

Great company easy to use

Always had great experience with this company and love having the option to pay in full early :) Reviewed on: 17th August 2021

Efficient

Easy with communication. Always there to answer questions quickly and effiently Reviewed on: 17th August 2021

Great customer service

Very good and helpful customer service, my application was simple and they’ve always been on hand to help throughout my contract. Reviewed on: 17th August 2021

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