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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4220 reviews)

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4.89

Based on 4,220 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4220)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Really helpful staff

The staff are so helpful when you’ve got a problem and it’s amazing that you give a little countdown till your next payment Reviewed on: 16th August 2021

Very good

Never had no problems easy online system to use to Reviewed on: 16th August 2021

Would highly recommend

Efficient, great reminders to stay on track, / great communication Reviewed on: 16th August 2021

Very beneficial, super helpful and very easy to apply and use

I recently applied for this with zero hope at all as I’m never very good with applications. This however was incredibly easy to use and straight forward and despite doing the application over the weekend I heard back so quickly that it had been approved! I’m now incredibly happy with my hair extensions and I would 100% recommended this to anyone in the same situation as me! Reviewed on: 16th August 2021

Excellent service

They communicate very well and make sure you understand what is going on I highly recommend Reviewed on: 13th August 2021

Really easy

Was so easy to do and helpful, made me able to manage my finances easier and gain control on my spending at a moderate rate Reviewed on: 13th August 2021

Quick and easy

Very easy to apply and payments very regular and flexible, brilliant for large purchases Reviewed on: 13th August 2021

Very helpful and amazing

So friendly they helped me out alot especially after the hard times I have had they have given me a chance Reviewed on: 13th August 2021

Very pleased.

My first experience with this company. It was all made easy for me. Explained everything as I went along. I shall be doing more business in the future. Ann Reviewed on: 13th August 2021

Trustworthy and a life saver!

Without this option I would’ve be able to do the things I’d like to thank you for this amazing company. Couldn’t live without this app. I’ve actually stopped using the other sites as this one seem to be run more professionally. Thanks to everyone at the team Reviewed on: 13th August 2021

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