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PayPal: PayPal Credit reviews

4.73
Based on 136,161 reviews, last reviewed 12th Jun 2026
3926200% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

An exemplary financial product Great service, in app support is brilliant always reliable way to pay Reviewed on: 12th June 2026
Arif N's avatar
Arif N

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136161)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use PayPal for every purchase I do online it’s fas...

5
I use PayPal for every purchase I do online it’s fast, easy, safe and if your purchase is large you can you can spread the cost with PayPal credit! I have found this fabulous as I did not need to apply for a credit card with big fees! Reviewed on: 9th June 2026

PayPal have helped protect me and my money with scams.

5
PayPal have helped protect me and my money with scams.... customer service is fantastic. Not difficult to get hold of someone. Reviewed on: 9th June 2026

Paypal offers great protection aginst scams.

5
Paypal offers great protection aginst scams. I was a victim a couple of years ago and they really helped me out. Reviewed on: 9th June 2026

Paypal is so easy to use and the customer service te...

5
Paypal is so easy to use and the customer service team are helpful and polite Reviewed on: 9th June 2026

Very handy way to pay - never had any issues.

5
Very handy way to pay - never had any issues. Reviewed on: 9th June 2026

Always secure and always helpful.

5
Always secure and always helpful. Reviewed on: 9th June 2026

PayPal Credit has been a reliable financial tool tha...

5
PayPal Credit has been a reliable financial tool that has helped me manage my spending responsibly. I would happily recommend it to others looking for a flexible and convenient credit option. Reviewed on: 9th June 2026

easy to use and customer friendly

5
easy to use and customer friendly Reviewed on: 9th June 2026

Trustworthy

5
I trust PayPal , good communication , can pay in instalments for larger items which helps these daysc Reviewed on: 9th June 2026

PayPal, my chosen way to pay

5
I use Paypal as often as I can as it is incredibly easy to use and very safe. I have minimal concern over online security and know any issues would be quickly and professionally dealt with. The Pay-in-3 option is particularly useful for slightly more expensive items. Would I recommend PayPal to friends? Absolutely I would! Reviewed on: 9th June 2026