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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136347 reviews)

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4.73

Based on 136,347 reviews, last reviewed 12th Jun 2026

3934900% increase in 5 star reviews

in the past 90 days

10950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's very easy to use. It's very easy to use. All are clearly explained. I use PayPal credit very often as it helps control my finances Reviewed on: 12th June 2026

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136347)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Works for me.

Works for me. Provides me with what I need. Reviewed on: 9th June 2026

Always easy to pay with PayPal account and you have...

Always easy to pay with PayPal account and you have other options as using to pay with credit or pay in 3 which is very handy Reviewed on: 9th June 2026

Amazing fast reliable sevice.

Amazing fast reliable sevice. Paypal credit is lofe changing Reviewed on: 9th June 2026

A great trusted name in banking and credit.

A great trusted name in banking and credit. I have been with them for around 20 years. Reviewed on: 9th June 2026

Happy Customer

I have never had any problems with PayPal any problems have been sorted straight away without any fuss Reviewed on: 9th June 2026

It was relatively easy to get and be approved.

It was relatively easy to get and be approved. No hassle, easy to set up custom pay date, and no issues paying additional moneys in. Reviewed on: 9th June 2026

great experience with supported finance

great experience with supported finance Reviewed on: 9th June 2026

Fab especially with the loyalty program now

Fab especially with the loyalty program now Reviewed on: 9th June 2026

Very good service, fast and efficient and brilliant...

Very good service, fast and efficient and brilliant customer service Reviewed on: 9th June 2026

Having PayPal credit has helped me out massively dur...

Having PayPal credit has helped me out massively during a time where I have needed to split payments, its easy to manage, very easy to set up and professional Reviewed on: 9th June 2026

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