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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132705 reviews)

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4.74

Based on 132,705 reviews, last reviewed 10th Jun 2026

3769250% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have a PayPal credit card and I love that the inte... I have a PayPal credit card and I love that the interest rate is low. I can also spread the cost over pay in 3. I can also see and manage my account i... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (132705)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Reliable, and so far trustworthy.

Reliable, and so far trustworthy. Never feared that I was being scammed, no ambiguity over payments or limits, can't really complain Reviewed on: 8th June 2026

Credit that doesn’t feel like credit, made easy

When compared to other similar products ciders and credit, PayPal is much easier and simple, you also don’t feel pressured, clear plan and monthly debits, it doesn’t even feel like credit. plenty of 0% and that really helps the consumer. It’s my first place I got to now and I look for retailers who offer PayPal, particularly long duration 0%, more places should offer this. Reviewed on: 8th June 2026

Good service, easy to use Fyfhytdhytdhyfchyfc

Good service, easy to use Fyfhytdhytdhyfchyfc Reviewed on: 8th June 2026

More credit option.

so far so good but I would like to see more option of credit. Reviewed on: 8th June 2026

Ive always found it easy to use and very clear

Ive always found it easy to use and very clear Reviewed on: 8th June 2026

Great service, can do everything I need with paypal

Great service, can do everything I need with paypal Reviewed on: 8th June 2026

Great customer service

easy to use good credit, great customer service you can talk to someone always been solved with any problems Reviewed on: 8th June 2026

PayPal has been greating house, it...

PayPal has been great at helping me moving house, its simple, easy to use and accepted by most online retailers. The APR is low meaning I feel like im getting the best value. Plus the points with Paypal is helpful and there's previously been cashback on purchases of a certain category which was nice. Reviewed on: 8th June 2026

Easy to arrange.

Easy to arrange. No issues at all Reviewed on: 8th June 2026

Usability

Use this now in my daily life thanks to the card and it opens up more available avenues for using by now pay later which really help myself. Reviewed on: 8th June 2026

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