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PayPal: PayPal Credit reviews

4.73
Based on 139,433 reviews, last reviewed 15th Jun 2026
4075750% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Allways helpful never have any issues Allways helpful never have any issues Reviewed on: 15th June 2026
Greg's avatar
Greg

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (139433)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal , my thoughts!

5
PayPal is a very useful service for my needs. Provides convenience and a flexible way for purchasing items online. Great customer service experience although, only had use once as online service is excellent anyway. Definitely would recommend Paypal to anyone who requires an online payment service. Reviewed on: 9th June 2026

Easy payment method and secure - use all the time

5
Easy payment method and secure - use all the time Reviewed on: 9th June 2026

PayPal is very easy to use to pay online payments an...

5
PayPal is very easy to use to pay online payments and you can use PayPal for 3 payments if you don’t have enough money to pay in full online Reviewed on: 9th June 2026

Credit ease

4
Easy quick credit that’s free for a while. Before interest Reviewed on: 9th June 2026

Great credit limit, and fantastic service from PayPa...

5
Great credit limit, and fantastic service from PayPal, love the 4 months 0% interest on larger purchases Reviewed on: 9th June 2026

Always helpful, excellent service, very happy

5
Always helpful, excellent service, very happy Reviewed on: 9th June 2026

Excellent service, been with them from early 2000’s

5
Excellent service, been with them from early 2000’s Reviewed on: 9th June 2026

I find PayPal easy to use, with clear T&C's that wo...

5
I find PayPal easy to use, with clear T&C's that work for me. I trust PayPal as a reliable source of payment to suppliers I haven't used before. Reviewed on: 9th June 2026

Easy to use

5
Easy to use and pay for your shopping etc issues always resolved with out any trouble or hassle. Reviewed on: 9th June 2026

A great way to buy things you can't afford to be.

5
A great way to buy things you can't afford to be. Very helpful to pay over 3 months. Great customer service. Reviewed on: 9th June 2026