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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (134148 reviews)

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4.74

Based on 134,148 reviews, last reviewed 11th Jun 2026

3834400% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lifesaver Very helpful when spreading the cost of payments and comfortable when repaying it over time, which helps build your credit score too. Reviewed on: 11th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (134148)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is easy to use.

PayPal is easy to use. I feel more safe Reviewed on: 8th June 2026

Paypal services have been very convenient and easy t...

Paypal services have been very convenient and easy to use. Reviewed on: 8th June 2026

MyPal PayPal

PayPal is an excellent way to pay for things on line I know my details are all safe and they give me longer to pay. It’s my only way to pay Reviewed on: 8th June 2026

Excellent value

Easy to use and excellent value. Good to set up. Reviewed on: 8th June 2026

Very helpful and always available to help out with a...

Very helpful and always available to help out with any issues Reviewed on: 8th June 2026

Great open and honest communication!

Whenever I have had a reason to make contact with the customer service team, they have always been honest, objective and helpful. Reviewed on: 8th June 2026

Very easy to use, good safeguards, excellent anti-fr...

Very easy to use, good safeguards, excellent anti-fraud method of payment. Simple claims process when things go wrong. I use it whenever it is available by the seller. Good way of accepting funds too. Reviewed on: 8th June 2026

Excellent service all round.

Excellent service all round. 0% for 4 months on credit is a life saver so often! Reviewed on: 8th June 2026

It was a means to an end.

It was a means to an end. I needed something now and PayPal Credit helped with that but no matter how much I paid every month, my balance continued to rise. I kept receiving emails telling me if I paid more per month, my interest would be lower. I think PayPal Credit were.missing the point. If I'd had more money available to me, I wouldn't have needed to use Credit in the first place. Reviewed on: 8th June 2026

All good.

All good. Recommend. Very helpful Reviewed on: 8th June 2026

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