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PayPal: PayPal Credit reviews

4.73
Based on 139,516 reviews, last reviewed 15th Jun 2026
4079400% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal for years now and it's always been... I've used PayPal for years now and it's always been quick, easy and reliable. And their pay in three thing has been a life Dave at times Reviewed on: 15th June 2026
Paul Birkin 's avatar
Paul Birkin

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (139516)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Online purchase protection

5
I have always found that PayPal provides easy way of protecting yourself when making purchases online. Reviewed on: 9th June 2026

PayPal use

5
All positive, never had any issues.. Easy to use Reviewed on: 9th June 2026

Useless customer service and lipservice protection

2
The customer service is well hidden, no understanding of complex issues or services bought in the future but the provider doesn't deal with any issues and PayPal stops protecting after 6months from payment. Ridiculous lipservice Reviewed on: 9th June 2026

Love PayPal.

5
Love PayPal. It's so handy and convenient. Make my everyday life easy whether it's for paying bills or transfer money. Reviewed on: 9th June 2026

Always good service they reply very quickly to queries

5
Always good service they reply very quickly to queries Reviewed on: 9th June 2026

I've used PayPal for years.

5
I've used PayPal for years. Even tho I don't really need ton I take much advantage of the pay in 3 facility. Reviewed on: 9th June 2026

PayPal offers great options and easy ways to pay

5
PayPal offers great options and easy ways to pay Reviewed on: 9th June 2026

Great experience and convenient buying experience

5
Great experience and convenient buying experience Reviewed on: 9th June 2026

Never had an issue with paypal

5
Never had an issue with paypal credit. Recommendable service Reviewed on: 9th June 2026

PayPal is simple and easy to use, easier than most c...

5
PayPal is simple and easy to use, easier than most credit cards and other apps. Reviewed on: 9th June 2026