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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140208 reviews)

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4.73

Based on 140,208 reviews, last reviewed 15th Jun 2026

4110850% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always happy with using PayPal I have used PayPal regularly for 20 years and never had an issue. I only use PayPal Credit if I know I can pay it off within the interest free period ... Read more Reviewed on: 15th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140208)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Absolutely love pay pal.

Absolutely love pay pal. I use it on every purchase where it is an option. Pay in 3 or 4 payments are so so helpful. It’s such a great help if you need something & do not have all the funds & it’s interest free. I have recommended pay pal to both my kids whom enjoy it also. Reviewed on: 9th June 2026

Good stuff

Good. Does exactly what it says in the tin and is convenient and cheap if you use it correctly Reviewed on: 9th June 2026

Always used PayPal, very good and reliable and alway...

Always used PayPal, very good and reliable and always help if there are problems or when needing to get a refund wound always recommend to others Reviewed on: 9th June 2026

flexibility and speed of transactions

flexibility and speed of transactions Reviewed on: 9th June 2026

Easy toi use app that clearly laid out.

Easy toi use app that clearly laid out. Reviewed on: 9th June 2026

Never had a problem and always use pay pal for my pu...

Never had a problem and always use pay pal for my purchases Reviewed on: 9th June 2026

Feel secure

Feels so secure when dealing with PayPal love the credit card. So easy to use Reviewed on: 9th June 2026

Very good,great servic e recommended

Very good,great servic e recommended Reviewed on: 9th June 2026

PayPal. Credit helped improve my credit score

Initially my credit score was poor and using PayPal credit has meant I’ve recovered mine Reviewed on: 9th June 2026

Just a great service great

Just a great service easy to use and great support Reviewed on: 9th June 2026

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