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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135336 reviews)

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4.73

Based on 135,336 reviews, last reviewed 11th Jun 2026

3888650% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal makes it simple end of the day. Paypal makes it simple end of the day. I know that is too simplistic an answer, but its hard to say anymore than really need to. Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (135336)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy process

Easy to use and explained. Have used many times without any issues. Reviewed on: 8th June 2026

I completely trust PayPal and I feel so safe in all...

I completely trust PayPal and I feel so safe in all my financial dealings with them. They make life so easy. Reviewed on: 8th June 2026

great experience

Been having a beautiful & great experience with paypal credit Reviewed on: 8th June 2026

Easy to access Money.

Easy to access Money. great new features and options to use credit. credit increase. really love PayPal Reviewed on: 8th June 2026

Simple, secure, reliable solution for everyday onlin...

Simple, secure, reliable solution for everyday online transactions. Reviewed on: 8th June 2026

Happy customer

I use PayPal for over 10 years now. I have never had any bad experience. I feel confident my payments online are secure. Paypal is easy to use and available with many retailers. Since new Credit and debit card I use paypal even more- not only online and also collect points on my purchases which I can spent later. Highly recommend. Reviewed on: 8th June 2026

Makes purchases affordable

Being able to split payments over 4 months without interest is great. Makes things affordable. Wouldn’t have bought the item otherwise. Best thing ever. Reviewed on: 8th June 2026

Fantastic and Secure Payment Option

Fantastic offers available with no or very low interest. I feel very comfortable using PayPal credit, especially when booking flights and/or travel. PayPal credit is a great way to spread payments and have guaranteed security. PayPal has and will most likely always be my preferred payment method when shopping online. Reviewed on: 8th June 2026

Love the 4 months interest free credit nd the freed...

Love the 4 months interest free credit. I buys goods that I can not buy in one payment and pay in 2 or 4 payments, it gives me the confidence to purchase a big item if needed. Reviewed on: 8th June 2026

A lot of scammers out there. choose to pay with paypal

Paypal has Bern going a long time I've used them a lot still do safer way to pay thank you best way to pay these days so many scammers out there I trust paypal Reviewed on: 8th June 2026

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