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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147277)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use, a safe and reliable service.

5
Easy to use, a safe and reliable service. Highly recommended for both regular and one of purchases! Reviewed on: 30th June 2026

PayPal is great, gives you more time to pay for thin...

5
PayPal is great, gives you more time to pay for things you need right now, and eases the pressure on your finances Reviewed on: 30th June 2026

very easy and fast to apply, response came back in a...

5
very easy and fast to apply, response came back in a flash! Reviewed on: 30th June 2026

PayPal is a convenient and secure online payment ser...

5
PayPal is a convenient and secure online payment service that allows me to send and receive money, shop online, and pay for services without sharing my bank or card details with every seller. It offers buyer protection on many eligible purchases, supports fast transactions, and is widely accepted by businesses around the world. Its easy-to-use app and website also make it simple to manage payments and track spending. Reviewed on: 30th June 2026

Straight forward, easy to apply, convenient and ver...

5
Straight forward, easy to apply, convenient and very fast. Reviewed on: 30th June 2026

Can’t say nothing bad about their service

5
Can’t say nothing bad about their service Reviewed on: 30th June 2026

It’s easy to use and easy to set up with your bank a...

5
It’s easy to use and easy to set up with your bank account Reviewed on: 30th June 2026

Great experience and easy to use

5
Great experience and easy to use Reviewed on: 30th June 2026

Have had very good experience with paypal

5
Have had very good experience with paypal Reviewed on: 30th June 2026

Fantastic experience!

5
Fantastic experience on paypal when using ebay and allows you to pay back monthly. Super efficient payment method and great benifits. Would recommend. Reviewed on: 30th June 2026

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