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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It's just been such a pleasure.

It's just been such a pleasure. Speedy, extremely user friendly and easy to understand, not bogged down by unnecessary and off-putting additional administrative requirements. It's been a pleasure, thank you. Reviewed on: 14th July 2026

My Experience was so great since I started using Pay...

My Experience was so great since I started using PayPal Reviewed on: 14th July 2026

Excellent service keeps you updated about your account

Excellent service keeps you updated about your account Reviewed on: 14th July 2026

it's very secure and very helpful

it's very secure and very helpful Reviewed on: 14th July 2026

Interest free

The interest free payment when you spend is very good and easy to use for online purchases Reviewed on: 14th July 2026

Just love that I can buy using PayPal it’s so easy t...

Just love that I can buy using PayPal it’s so easy to use. Reviewed on: 14th July 2026

Never had any issues with PayPal.

Never had any issues with PayPal. Always smooth Reviewed on: 14th July 2026

Ive never had any issues with Paypal very easy to us...

Ive never had any issues with Paypal very easy to use and to setup and most online and high street shops use paypal Reviewed on: 14th July 2026

PayPal is a simple secure way to pay f...

I find PayPal to be a simple but secure way to pay for things online. I know they are trying to keep me secure Reviewed on: 14th July 2026

Excellent service

I have had a very positive experience with PayPal Credit. The application process was quick and easy, and managing my account has been simple. Payments are straightforward, and everything has worked smoothly. It has been very helpful for spreading the cost of purchases, and I am happy with the service. I would definitely recommend PayPal Credit to others. Reviewed on: 14th July 2026

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