Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106679 reviews)

View other PayPal products

4.90

Based on 106,679 reviews, last reviewed 14th May 2026

2576150% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good credit card. Very good credit card. I can spend on any pos machine Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106679)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Pay Pal has offered good credit and been very helpfu...

Pay Pal has offered good credit and been very helpful in the occasional dispute I've had. Reviewed on: 13th May 2026

Feel very secure purchasing goods using PayPal.

Feel very secure purchasing goods using PayPal. Service has always been excellent . Reviewed on: 13th May 2026

Quick and efficient but short term loan solution only

Very easy but not the cheapest way to loan money. PayPal protection makes me feel safe and makes me want to use it on even vaguely risky online purchases me Reviewed on: 13th May 2026

It's paypal.

It's paypal. Never had any problems. Reviewed on: 13th May 2026

I find PayPal very easy & secure to use.

I find PayPal very easy & secure to use.Safer payment system. Reviewed on: 13th May 2026

4 months 0 interest- unbeatable offer

4 months 0 interest- unbeatable offer Reviewed on: 13th May 2026

real support

It has been a great support to me in my daily life. Reviewed on: 13th May 2026

Flexible and good, would highly recommend when you a...

Flexible and good, would highly recommend when you are struggling Reviewed on: 13th May 2026

I have a great experience so far

I have a great experience so far Reviewed on: 13th May 2026

I feel safe using this app, it’s secure and gives me...

I feel safe using this app, it’s secure and gives me confidence with my on line purchases Reviewed on: 13th May 2026

Alternative products

Payments
from PayPal 4.91 from 3715 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.78 from 494 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub