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PayPal: PayPal Credit reviews

4.73
Based on 136,038 reviews, last reviewed 11th Jun 2026
3920400% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was easy to apply for credit but also handy to ha... It was easy to apply for credit but also handy to have 3 months to pay. Reviewed on: 11th June 2026
Khim Q's avatar
Khim Q

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136038)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Best credit card

4
Paypal is incredible , heelp me to sort out my financial situation. Reviewed on: 9th June 2026

PayPal is my top priority payment method

5
I use PayPal, more then any other payment method…as I love its choice and easy clear transaction methods Reviewed on: 9th June 2026

Great way to pay

5
Great easy to use. Always on hand Reviewed on: 9th June 2026

I have been using Paypal for close to 2 decades.

5
I have been using Paypal for close to 2 decades. The addition of Paypal credit was fantastic. Reviewed on: 9th June 2026

Good user experience and fast and prompt response fr...

5
Good user experience and fast and prompt response from customer related issues Reviewed on: 9th June 2026

Trusted. Easy to use

5
Easy to use Ideal for online purchases. Trusted ! Reviewed on: 9th June 2026

Very good service and the app is pretty straight for...

5
Very good service and the app is pretty straight forward. Reviewed on: 9th June 2026

I like having the pay in 3 option.

5
I like having the pay in 3 option. It breaks up big payments Reviewed on: 9th June 2026

Provides secure transactions, offers interest free p...

5
Provides secure transactions, offers interest free payment options if required. Easy to use. Reviewed on: 9th June 2026

I have always had a great experience with paypal, fr...

5
I have always had a great experience with paypal, from customer service to user experience. I have had good value for money and an easy time using it Reviewed on: 9th June 2026