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PayPal: PayPal Credit reviews

4.73
Based on 136,158 reviews, last reviewed 12th Jun 2026
3926050% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nothing to say but absolutely amazing from paypal Nothing to say but absolutely amazing from paypal Reviewed on: 12th June 2026
Josh's avatar
Josh

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136158)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Safe way to pay

5
Been with PayPal long time no issues so far. Safe way to pay Reviewed on: 9th June 2026

Excellent

5
It was smooth experience. No problem at all. Reviewed on: 9th June 2026

Trustworthy safe

5
Value for money making me confidebt that money i spent has given me peace of mind that i can get money back if i encounter a problem plus get points now which is very usefull and good way to save to buy future products Reviewed on: 9th June 2026

Easy to use and convenient

4
Easy to use and convenient though have concerns around support when things go wrong though not experienced this personally friends have - hopefully never a need to, if so then all will remain good Reviewed on: 9th June 2026

Reliable and Secure Online Payment Service

5
I've been using PayPal for several years and have found it to be a convenient and secure way to send and receive payments online. The platform is easy to use, transactions are usually processed quickly, and the buyer protection features provide added peace of mind when shopping online. Customer service can sometimes take time to resolve issues, but overall, PayPal remains a reliable payment solution that I would recommend to others. Reviewed on: 9th June 2026

An excellent way to budget

5
An excellent way to budget or buy those little extra things but spread the cost Reviewed on: 9th June 2026

Professional and secure

5
Never any problems and the security is excellent making sure it’s me doing the spending. Reviewed on: 9th June 2026

I rate this a excellent

5
Don’t have any problems ordering anything or paying if I need a refund they are very helpful I love the pay over 3 payments option I would tell friends and family how easy it Reviewed on: 9th June 2026

Great app, great products, customer service though i...

5
Great app, great products, customer service though is lacking a bit, very hard to get gold of them and when you do it isn't that great. Reviewed on: 9th June 2026

I waste too much money so I don't like it

1
I waste too much money so I don't like it Reviewed on: 9th June 2026