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PayPal: PayPal Credit reviews

4.73
Based on 140,768 reviews, last reviewed 16th Jun 2026
4135950% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful Very helpful. Good customer service. Reviewed on: 16th June 2026
Christelle l's avatar
Christelle l

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140768)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very simple to use, with the online system and all t...

5
Very simple to use, with the online system and all transactions handled around it. Absolutely recommended. Reviewed on: 9th June 2026

Good experience however would like to recurve more r...

4
Good experience however would like to recurve more reminders re payments Reviewed on: 9th June 2026

PayPal Credit is very helpful

5
I use PayPal Credit a lot. It helps me pay for things if I'm a bit strapped for cash till payday and I use PayPal because I believe it's trustworthy. Reviewed on: 9th June 2026

The years that I have been with pay pal they have a...

5
The years that I have been with pay pal they have always looked after my interest may it continue that knowingly your purchases and your money are safe. Reviewed on: 9th June 2026

I usually pay for my stuff with PayPal it’s so conve...

5
I usually pay for my stuff with PayPal it’s so convenient. Reviewed on: 9th June 2026

Great service

5
Great service. Very easy to use and great options available for payment plans Reviewed on: 9th June 2026

Well done

5
Always there when you need help Very happy Customer Reviewed on: 9th June 2026

Always been a positive experience

4
Always been a positive experience Reviewed on: 9th June 2026

Great, never had a problem.

5
Great, never had a problem. Able to borrow for 4 months with no interest Reviewed on: 9th June 2026

Use PayPal for most transactions as it's easy an con...

5
Use PayPal for most transactions as it's easy an convenient Reviewed on: 9th June 2026