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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136347 reviews)

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4.73

Based on 136,347 reviews, last reviewed 12th Jun 2026

3934900% increase in 5 star reviews

in the past 90 days

10950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's very easy to use. It's very easy to use. All are clearly explained. I use PayPal credit very often as it helps control my finances Reviewed on: 12th June 2026

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136347)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal is easy to use at numerous stores.

Paypal is easy to use at numerous stores. Interest free for 4 months on purchases over £99. Reviewed on: 9th June 2026

Incredibly easy and simple to use

Incredibly easy and simple to use Reviewed on: 9th June 2026

It's been a good experience already and the ease to...

It's been a good experience already and the ease to which it is to navigate the app. Transactions are quick to complete as well. Reviewed on: 9th June 2026

Paypal - Simple and Reliable.

PayPal Credit was quick and easy to set up, making it convenient to spread the cost of purchases. Payment process is smooth, and managing payments through PayPal is easy. A very helpful option for flexible spending when i need it. Reviewed on: 9th June 2026

Secure, easy, and fast

Secure, easy, and fast payment method for everyday purchases as well as those for which you might want to take advantage of the 'pay in 3' or 'paypal credit'. Reviewed on: 9th June 2026

Convenient and easy to use

Convenient and easy to use easy to apply for with build in protection. I also like the money back scheme in points given on purchases Reviewed on: 9th June 2026

Helps a lot when purchasing something expensive.

Helps a lot when purchasing something expensive. Reviewed on: 9th June 2026

I have had nothing but good experiences with Paypal...

I have had nothing but good experiences with Paypal and have been a customer for many years. My rates have increased over the years but felt they have been managed well by Paypal Reviewed on: 9th June 2026

Easy and quick to use and set up, rates not...

Easy and quick to use and set up, rates not to bad Reviewed on: 9th June 2026

AMAZING COMPANY

been with them since 2016 I believe & never had an issue - they've been an amazing company Reviewed on: 9th June 2026

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