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PayPal: PayPal Credit reviews

4.73
Based on 142,949 reviews, last reviewed 19th Jun 2026
4235350% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal is quick and easy this I love PayPal is quick and easy this I love Reviewed on: 19th June 2026
Nay's avatar
Nay

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142950)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I like using PayPal because I like the fact that I c...

4
I like using PayPal because I like the fact that I can get help through them with some companies who are unwilling to deliver basic customer service. Reviewed on: 9th June 2026

Great app

5
Great app good customer service and easy to work Reviewed on: 9th June 2026

It’s just so easy to use and above all it’s extremel...

5
It’s just so easy to use and above all it’s extremely safe to use. Reviewed on: 9th June 2026

Reliable, Fast, and Secure Payment Experience

5
PayPal has been a very smooth and reliable payment platform in my experience. It makes sending and receiving money quick and hassle free, whether for personal use or online transactions. I especially appreciate the strong security features and buyer protection, which give extra confidence when shopping online. Payments are processed instantly in most cases, and the interface is simple and easy to navigate. Overall, it’s a convenient and trustworthy service that I’ve consistently found useful. Reviewed on: 9th June 2026

It's always worth it to use PayPal when you Purchase...

5
It's always worth it to use PayPal when you Purchase Online it covers your every single penny and Customer service always happy to help and Buyesr protection policy is top nouch! Ialways recommend to my family and friends use PayPal because they Interest Free pay and Pay in 3 scheme is absolutely fantastic so we don't have to pay all in one go! Amazing PayPal 5 Star.... Reviewed on: 9th June 2026

Reliable Cust Service snd Buyer Protection

5
On 2 occasions I needed to talk to someone I easily got through to Cust Services and spoke to people who were friendly and professional and resolved my query. We also like Paypal for the Buyer Protection Reviewed on: 9th June 2026

Always feel confident and secure if I use PayPal whe...

5
Always feel confident and secure if I use PayPal when I purchase online Reviewed on: 9th June 2026

PayPal has Never been let me down

5
PayPal has Never been let me down Reviewed on: 9th June 2026

straight forward transactions, good customer service...

5
straight forward transactions, good customer service, very good overall Reviewed on: 9th June 2026

Great experience so far.

5
Great experience so far. Love the idea to make installments that help me out to pay thinks that I would like to buy, give me more flexibility over my finances. Reviewed on: 9th June 2026