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PayPal: PayPal Credit reviews

4.73
Based on 139,244 reviews, last reviewed 15th Jun 2026
4066950% increase in 5 star reviews
in the past 90 days
11550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Find it very useful service especially at minute whe... Find it very useful service especially at minute when you need that little help spread the cost missed a payment guy was really useful on skipped my l... Read more Reviewed on: 15th June 2026
Joseph w's avatar
Joseph w

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026
Tom C's avatar
Tom C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (139244)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal has always been my go to people.

5
PayPal has always been my go to people. They are always happy to help me split my payment in three or offer me credit. The options are really helpful in these financially difficult times, It really helps my family to buy the things we need that we can’t afford at that time. Reviewed on: 9th June 2026

Very easy to use service

5
Very easy to arrange credit and tailoring to my needs. Reviewed on: 9th June 2026

PayPal are great

5
I have never encountered any issues checking out and both occasions I have contacted customer service my issues were resolved immediately Reviewed on: 9th June 2026

Very good customer service, particularly when you ca...

5
Very good customer service, particularly when you call, and were able to help me understand my repayments Reviewed on: 9th June 2026

Had a few issues in the past and got sorted...

5
Had a few issues in the past and got sorted immediate Reviewed on: 9th June 2026

Recommended

5
PayPal credit is simple to use and always an available choice. I love the fact that they always send reminders when payments are due meaning I neever miss a payment and always avoid charges. Reviewed on: 9th June 2026

Brilliant all round would recommend to anyone.

5
Brilliant all round would recommend to anyone. Reviewed on: 9th June 2026

Helpful, and great service

5
Helpful, and great service . Pay in three months is the best option. Reviewed on: 9th June 2026

Been using PayPal for many years and always found it...

5
Been using PayPal for many years and always found it to be absolutely brilliant and safe, I try to use it for most purchases Reviewed on: 9th June 2026

Excellent, flexible and reliable.

5
Excellent, flexible and reliable. I am able to use Paypal worldwide and have never had issues with payments. The flexibility allows me to make payments i would have not been able to otherwise. Reviewed on: 9th June 2026