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PayPal: PayPal Credit reviews

4.73
Based on 143,001 reviews, last reviewed 19th Jun 2026
4237650% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very convenient to use, good credit terms, and I lik... very convenient to use, good credit terms, and I like buying online through PayPal Reviewed on: 19th June 2026
Iren 's avatar
Iren

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143001)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Exceptional customer service and extremely efficient...

5
Exceptional customer service and extremely efficient in resolving problems. The staff appear knowledgeable and they are always friendly and helpful. Reviewed on: 9th June 2026

Paypal very quick easy safe way to transact

5
So easy and efficient to useConvenient App easy to navigate Reviewed on: 9th June 2026

Very easy and flexible.

5
Very easy and flexible. Makes payments a lot easier and safer. Reviewed on: 9th June 2026

Paypal offer a very simple credit facility

5
Paypal offer a very simple credit facility that can be used with almost all retailers. The most flexible, easy to use system out there Reviewed on: 9th June 2026

Always been really helpful with any issues I’ve had...

5
Always been really helpful with any issues I’ve had and the app is so easy to use and understand Reviewed on: 9th June 2026

PayPal has always been my favourite

5
The app is very easy to use and I always get reminded when payments are due, they have given me a realistic limit that I know I can pay off Reviewed on: 9th June 2026

They have been fantastic .

5
They have been fantastic .Cover anything that has been lost Reviewed on: 9th June 2026

PayPal provides a excellent service

5
PayPal provides a excellent service Reviewed on: 9th June 2026

It's so easy to make payments online and your inform...

5
It's so easy to make payments online and your information is protected. Reviewed on: 9th June 2026

Easy to use, simple to access, good & friendly custo...

5
Easy to use, simple to access, good & friendly customer service. Reviewed on: 9th June 2026