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PayPal: PayPal Credit reviews

4.73
Based on 139,807 reviews, last reviewed 15th Jun 2026
4092450% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Well very good experience I have with paypal Well very good experience I have with paypal Reviewed on: 15th June 2026
Naeem Z's avatar
Naeem Z

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (139807)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is a reliable and convenient payment platform...

4
PayPal is a reliable and convenient payment platform that makes sending and receiving money simple. The app is easy to use, transactions are usually processed quickly, and it is widely accepted by online retailers worldwide. Features such as buyer protection and secure payment processing provide extra peace of mind when shopping online. Overall, PayPal is a solid choice for managing online payments and transfers Reviewed on: 9th June 2026

Easy to use.

5
Easy to use. Easy to transfer money and good customer service Reviewed on: 9th June 2026

Paying monthly really helps when buying large purcha...

5
Paying monthly really helps when buying large purchases Reviewed on: 9th June 2026

Great customer service

5
Great customer service when I had an issue with a missed payment. Very professional and made me at ease by explaining things simply. Come up with a quick and easy plan to sort things out and it was all sorted out in no time. Reviewed on: 9th June 2026

PayPal , my thoughts!

5
PayPal is a very useful service for my needs. Provides convenience and a flexible way for purchasing items online. Great customer service experience although, only had use once as online service is excellent anyway. Definitely would recommend Paypal to anyone who requires an online payment service. Reviewed on: 9th June 2026

Easy payment method and secure - use all the time

5
Easy payment method and secure - use all the time Reviewed on: 9th June 2026

PayPal is very easy to use to pay online payments an...

5
PayPal is very easy to use to pay online payments and you can use PayPal for 3 payments if you don’t have enough money to pay in full online Reviewed on: 9th June 2026

Credit ease

4
Easy quick credit that’s free for a while. Before interest Reviewed on: 9th June 2026

Great credit limit, and fantastic service from PayPa...

5
Great credit limit, and fantastic service from PayPal, love the 4 months 0% interest on larger purchases Reviewed on: 9th June 2026

Always helpful, excellent service, very happy

5
Always helpful, excellent service, very happy Reviewed on: 9th June 2026