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PayPal: PayPal Credit reviews

4.73
Based on 140,134 reviews, last reviewed 15th Jun 2026
4107700% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service never been disappointed Good service never been disappointed Reviewed on: 15th June 2026
Sharon B's avatar
Sharon B

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140134)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great all round provider

5
I use Paypal for many things, including most of my online transactions where paypal is offered, and also my credit card. I like that they have a points system (though this could be made better to reflect the 10x points you get for using the debit card). Pay in 3 is a great option for me to help spread costs of items that I want in the moment but need a little more time. Reviewed on: 9th June 2026

Shop safe.

5
Very easy to use and I feel safe with my money in the hands of PayPal. Reviewed on: 9th June 2026

Easy and convenient to use whenever you need it.

4
Easy and convenient to use whenever you need it. It helped me spread the cost of any unexpected larged spend like a broken fridge or car breakdown and allowed me to pay it off without spending extra on interest. Reviewed on: 9th June 2026

Very user friendly app.

5
Very user friendly app. PayPal credit is useful. Reviewed on: 9th June 2026

PayPal £1000

5
PayPal is brilliant it’s helped me so much specially with the cost of living at the moment thank you so much pay pal credit Reviewed on: 9th June 2026

PayPal is a reliable safe payment system

5
PayPal is a reliable safe payment system Reviewed on: 9th June 2026

Pay Pal credit

5
Pay Pal credit has been very useful for me when purchasing products and needing a little time to pay them off. With an excellent 0% interest plan. Reviewed on: 9th June 2026

Paypal Credit review

5
Paypal Credit is a really reliable service to buy now pay later Reviewed on: 9th June 2026

Easy to use, really user-freindly

5
Easy to use, really user-freindly Reviewed on: 9th June 2026

Good customer service, quick to r

5
Good customer service, quick to r Reviewed on: 9th June 2026