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PayPal: PayPal Credit reviews

4.73
Based on 143,310 reviews, last reviewed 20th Jun 2026
4251900% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit: A great way to shop I have always found PayPal very user friendly and PayPal Credit has been a great way to shop online. Reviewed on: 20th June 2026
Bill M's avatar
Bill M

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143310)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Pay in 3 is very good and convinent dont have to pay...

5
Pay in 3 is very good and convinent dont have to pay interest which is a bonus Reviewed on: 10th June 2026

excellent

5
A decade of excellent service, I have been with paypal since 2012 and I enjoy the service Reviewed on: 10th June 2026

So far a good experience.

5
So far a good experience. I like the Pay in 3 option, and the option to pay over 4 months interest free for more expensive items. Reviewed on: 10th June 2026

PayPal is my life saver!

5
PayPal is my life saver! I use it to buy expensive stuff that are important to me. I mange to reimburse all my expenses without paying interest. It offers great flexibility when it comes to pay the fees in 4 installments with 0% interest. I have been using PayPal for almost 10 years now and will stick to it as long as it continue to offer great flexibility. Reviewed on: 10th June 2026

Very helpful

5
The facility has been very helpful with very great customer support Reviewed on: 10th June 2026

I only use PayPal for my online shopping i trust it...

5
I only use PayPal for my online shopping i trust it more than my bank cards as everything is secure Reviewed on: 10th June 2026

Everything is perfect always I have been helped when...

5
Everything is perfect always I have been helped when I needed Reviewed on: 10th June 2026

Outstanding

5
Outstanding always when needed ways/situations and the service is fast secure and reliable Reviewed on: 10th June 2026

Easy interest free purchase (4 months 0%).

5
Easy interest free purchase (4 months 0%). Reviewed on: 10th June 2026

I have been with paypal for years and if I have had...

4
I have been with paypal for years and if I have had any problems it has been fixed quickly Reviewed on: 10th June 2026