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PayPal: PayPal Credit reviews

4.73
Based on 143,824 reviews, last reviewed 21st Jun 2026
4275100% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Having used paypal for over 10 years it is always my... Having used paypal for over 10 years it is always my safe option for dodgy looking websites Reviewed on: 21st June 2026
Pearly Ezekiel's avatar
Pearly Ezekiel

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026
Stephanie S's avatar
Stephanie S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143824)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great Service!

5
Great Service! It does what it says on the tin! Reviewed on: 10th June 2026

Very good experience.

4
Very good experience. Lots of helpful tools to use especially on the app Reviewed on: 10th June 2026

Paypal is a great way to offer payment flexibility,...

5
Paypal is a great way to offer payment flexibility, much cheaper than a credit card. Reviewed on: 10th June 2026

Excellant

5
Easy to use and very handy. A perfect card for anyone Reviewed on: 10th June 2026

Greig max

5
Great to use and very helpful if any issue with goods Reviewed on: 10th June 2026

Simple to use and secure

5
Combined with the app, it’s so simple and secure to use, all purchases are approved by yourself within the app, so no shocks as you can see what you owe at anytime of the day or night Reviewed on: 10th June 2026

Easy to use and understandable terms

5
Easy to use and understandable terms Reviewed on: 10th June 2026

Great way and safe way to pay for things in store an...

5
Great way and safe way to pay for things in store and on line Reviewed on: 10th June 2026

Always reliable and easy.

5
Have used PayPal credit multiple times. So easy to use and the app is smooth and easily accessible. My payments are laid out clearly so I know exactly what I’m managing at any time. it’s helped me make bigger purchases. Reviewed on: 10th June 2026

A great reliable service.

5
A great reliable service. Convenient and safe for shopping online. Reviewed on: 10th June 2026