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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have never encountered any problems using paypal

5
I have never encountered any problems using paypal Reviewed on: 14th July 2026

Paypal is a way im able to get things with all its d...

5
Paypal is a way im able to get things with all its different ways to pay and helps spread the cost to make it easy to get items you can not afford to get in one payment. Paypal has been a life line for me from time to time. Reviewed on: 14th July 2026

Easy to use - efficient - security aware - great cre...

5
Easy to use - efficient - security aware - great credit facility when needed - no problems whatsoever- would recommend Reviewed on: 14th July 2026

It's excellent

5
It's excellent superb and it's always relayable Reviewed on: 14th July 2026

Provides peace of mind, it is easy to use and i don'...

5
Provides peace of mind, it is easy to use and i don't have to worry of being scammed Reviewed on: 14th July 2026

The most easiest and safest way to pay for goods...

5
The most easiest and safest way to pay for goods Reviewed on: 14th July 2026

Is good not really had any major issues

4
Is good not really had any major issues Reviewed on: 14th July 2026

Quick and uncomplicated service.

5
Quick and uncomplicated service.. 3 months interest free payments without any fuss. Reviewed on: 14th July 2026

Paypal has been great for me when in emergency and i...

5
Paypal has been great for me when in emergency and ive had to buy home appliances etc immediately. Reviewed on: 14th July 2026

Helps me budget across the year with big expenses - e.

5
Helps me budget across the year with big expenses - e.g holidays Reviewed on: 14th July 2026

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