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PayPal: PayPal Credit reviews

4.73
Based on 144,307 reviews, last reviewed 22nd Jun 2026
4297050% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was always helped when i had issues. I was always helped when i had issues. Reviewed on: 22nd June 2026
Eugen 's avatar
Eugen

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144307)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal credit is very intuitive and easy to use

5
PayPal credit is very intuitive and easy to use Reviewed on: 10th June 2026

Easy to use and great rates.

5
Easy to use and great rates. PayPal is so versatile. Reviewed on: 10th June 2026

PayPal has my back.

5
PayPal has my back.....if I need to pay, have it on credit and more importantly they protect me when someone tries to steal from me. Reviewed on: 10th June 2026

I have been using PayPal account I found it very...

5
I have been using PayPal account I found it very good Reviewed on: 10th June 2026

Very easy to set up and use the service.

5
Very easy to set up and use the service. Transparent pricing and good value compared to many others. The 0% interested period combined with the pay in three service has really helped us with cashflow and allowed us to keep things ticking over without accumulating uncontrollable debt. Reviewed on: 10th June 2026

Quality stuff

5
Its just been great right from.the get go Reviewed on: 10th June 2026

Reliable

5
Easy affordable pay. So helpful to my financial needs Reviewed on: 10th June 2026

Great service and handy to have

5
Great service and handy to have if you need to spread costs... any issues I've had have been dealt with efficiently by the team Reviewed on: 10th June 2026

Always fast to sort out any problems

5
Always fast to sort out any problems Reviewed on: 10th June 2026

Very easy to use,helpful, fantastic.

5
Very easy to use,helpful, fantastic. Better than any credit card ! Reviewed on: 10th June 2026