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PayPal: PayPal Credit reviews

4.73
Based on 142,750 reviews, last reviewed 19th Jun 2026
4226400% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Always an amazing service, only online payment i trust Reviewed on: 19th June 2026
Neen Ash's avatar
Neen Ash

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142750)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

excellent ,very good service ,don’t need anything else

5
excellent ,very good service ,don’t need anything else Reviewed on: 9th June 2026

Customer service is actually very helpful and unders...

5
Customer service is actually very helpful and understanding. I’m generally very happy with PayPal and been a customer for many years. Reviewed on: 9th June 2026

Can't go wrong with PayPal!

5
Can't go wrong with PayPal! I've had many transactions with PayPal and have never lost any money from any potential rogue trader. Reviewed on: 9th June 2026

Efficient and extremely easy to use never had any is...

5
Efficient and extremely easy to use never had any issues a.d yhe customer service is excellent Reviewed on: 9th June 2026

The Master of Consumer Protection

5
What I like most in PayPal is its customer protection service. What I do not like is the difficulty of understanding my credit card statements and trying to relate it to what I have spent. Reviewed on: 9th June 2026

Overall very efficient on both App and website.

5
Very clear and detailed statements and early advice on due payments. Ability to switch between general and credit account easily within the App. Overall very efficient on both App and website. Reviewed on: 9th June 2026

Great loan option.

5
Great loan option. I'm very satisfied. Low interest rate. Highly recommended. Reviewed on: 9th June 2026

Would recommend

5
Handy to have, would always use paypal credit over £100 or more Reviewed on: 9th June 2026

Safe to pay online and an excellent service

5
Safe to pay online and an excellent service Reviewed on: 9th June 2026

Thank you PayPal

5
Paypal always helps me to make those purchases and pay over three months or four months interest free. Reviewed on: 9th June 2026