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PayPal: PayPal Credit reviews

4.73
Based on 142,877 reviews, last reviewed 19th Jun 2026
4232150% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to navigate PayPal app and access what is requ... Easy to navigate PayPal app and access what is required. Easy to make payments Reviewed on: 19th June 2026
Karen's avatar
Karen

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142877)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Not too bud , I have difficulty for calling pay pal...

4
Not too bud , I have difficulty for calling pay pal costumer service . Reviewed on: 9th June 2026

Very good no issues.

4
Very good no issues. No problems use all of the time without thinking so it's just a normal way of paying for gifts food and everyday essentials. Could not recommend more highly Reviewed on: 9th June 2026

Easy to use statements ok.

3
Easy to use statements ok. Sometimes it feels complicated. Reviewed on: 9th June 2026

I found it very easy to use and it has...

5
I found it very easy to use and it has helped me a lot Reviewed on: 9th June 2026

Never had a bad experience so far.

5
Never had a bad experience so far. It’s a great service and just gives you that little bit extra flexibility if needing something now but getting paid later. Regularly informed about payment due dates ant the PayPal app is great for this too. Reviewed on: 9th June 2026

Simply pay pal

5
Everything on the app is easy to find and simple to use Reviewed on: 9th June 2026

PAYPAL we're very helpful with an issue that occurre...

5
PAYPAL we're very helpful with an issue that occurred with an Influencer former Page 3 model from South Yorks. She thought the rules didn't apply too her, but PAYPAL held her accountable and she paid a heavy price Reviewed on: 9th June 2026

PayPal offers a variety of financial banking needs!!!

5
I have used PayPal in England for over Ten years for personal transfers, online shopping, and managing business payments. It remains the most reliable digital wallet in my daily routine. The primary reason I use PayPal is peace of mind. Shopping on unfamiliar websites can feel risky. PayPal acts as a secure buffer because I never have to expose my credit card numbers directly to merchants. Their Buyer Protection program is excellent. When an online order never arrived last year, the dispute process was straightforward, and I received a full refund within days. Seamless Peer-to-Peer Transfers Sending money to friends and family is instant and hassle-free. Whether splitting a dinner bill or sending birthday money, the app updates balances immediately. Linking a bank account or debit card takes seconds, and the lack of fees for standard transfers makes it a superior alternative to traditional banking apps. Almost every major American online retailer accepts PayPal. The "One Touch" checkout feature saves me immense time by bypassing tedious shipping and billing forms. Additionally, the mobile app is incredibly intuitive, making it easy to track subscriptions and print transaction receipts for tax purposes.Final VerdictPayPal combines robust security, speed, and universal acceptance into one platform. It is an indispensable financial tool that simplifies how I spend and manage money daily. Reviewed on: 9th June 2026

I like it very and it's well thought out.

5
I like it very much and it's well thought out. Reviewed on: 9th June 2026

I can’t do without PayPal at this point.

5
I can’t do without PayPal at this point. It’s been a saving grace for me for years. Excellent and no stress . Reviewed on: 9th June 2026