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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144464 reviews)

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4.73

Based on 144,464 reviews, last reviewed 22nd Jun 2026

4304200% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love using PayPal credit as it helps me through the... Love using PayPal credit as it helps me through the month if I need it and if I need to purchase something abit higher than my usual price range I ca... Read more Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144464)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy Peasey

Easy to use. Pay in an instant. Secure site. Great credit - nothing to pay for 4 months. Good App. Reviewed on: 10th June 2026

Very good experience and never had any issues.

Very good experience and never had any issues. Reputable and reliable service. Reviewed on: 10th June 2026

Great service

I have been a PayPal customer for quite a few years and I haven't had any issues using my account. Reviewed on: 10th June 2026

Credit card friendly

It doesn't allow credit card transaction Reviewed on: 10th June 2026

My only credit card for a reason!

Very clear, any questions I have needed have been answered fast and efficiently. Highly recommend Reviewed on: 10th June 2026

It is very user friendly, instant access

It is very user friendly, instant access Reviewed on: 10th June 2026

Excellent service.

Excellent service. Easy to use. Very helpful Reviewed on: 10th June 2026

Efficient service to facilitate my financial needs.

Efficient service to facilitate my financial needs. Reviewed on: 10th June 2026

I feel safe using PayPal when making payments

I feel safe using PayPal when making payments Reviewed on: 10th June 2026

Extremely convenient and easy to use.

Extremely convenient and easy to use. Reviewed on: 10th June 2026

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