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PayPal: PayPal Credit reviews

4.73
Based on 142,949 reviews, last reviewed 19th Jun 2026
4235350% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal is quick and easy this I love PayPal is quick and easy this I love Reviewed on: 19th June 2026
Nay's avatar
Nay

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142950)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I’ve had a great experience with PayPal, it’s always...

5
I’ve had a great experience with PayPal, it’s always easy to use to pay for items or send money. I like the pay in 3 option for bigger items. I had an issue with a flight refund and got through to someone straight away who sorted out the issue in minutes, fab service! Reviewed on: 9th June 2026

I love PayPal I use it whereever I can.

5
I love PayPal I use it whereever I can. I feel most protected with it Reviewed on: 9th June 2026

Easy to use, especially when I don't have my bank ca...

5
Easy to use, especially when I don't have my bank card to hand. Safe, gives me some peace of mind. Reviewed on: 9th June 2026

I ill only pay using my PAYPAL card, so much safer.

5
I ill only pay using my PAYPAL card, so much safer. Also if you use their credit card you've got 3 months interest free Reviewed on: 9th June 2026

I like the fact that PayPal feels secure

5
I like the fact that PayPal feels secure and their interest free options are brilliant. Reviewed on: 9th June 2026

Easy and hassle free, recommend to use

5
Easy and hassle free, recommend to use Reviewed on: 9th June 2026

Really easy to use and pay.

5
Really easy to use and pay. Super easy to set up against the purchase. No issues whatsoever ever. Great fash board so you know exactly where you are. Reviewed on: 9th June 2026

Quick and easy payments to friends and family make l...

5
Quick and easy payments to friends and family make life so much easier. I can monitor my finances and spending with ease through the PayPal app. No complaints!! Reviewed on: 9th June 2026

Great purchase flexibility

5
I like using PayPal credit as it gives me flexibility to purchase items over a short amount of time Reviewed on: 9th June 2026

I'm happy bye work bye PayPal

5
I’m happy bye work bye because very much good Reviewed on: 9th June 2026