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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143052 reviews)

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4.73

Based on 143,052 reviews, last reviewed 20th Jun 2026

4239950% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy to use and handy for pay in 3... Very easy to use and handy for pay in 3 etc Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143052)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Simple affordable credit tailored to you.

Ease of use and clarity of credit options is excellent. Various options and flexibility that tailors to you needs offers real value. Reviewed on: 9th June 2026

PayPal has always sorted out any issues I'f ive had...

PayPal has always sorted out any issues I'f ive had a problem when ive buying anything Reviewed on: 9th June 2026

I never had issues when using PayPal.

I never had issues when using PayPal. Reviewed on: 9th June 2026

Flexibility and by far one of the best!

Just a great way to spend whilst also being mindful of not spending over budget allows. Is improving fast on providing more flexibility with payment options and being able to use it in many more stores. This has to be the best payment method I use! Reviewed on: 9th June 2026

Must have account

Smooth hassle free. When I've had a problem they have sorted it out Reviewed on: 9th June 2026

Professional customer services

Recently PayPal had need to contact me regarding a problem but I was abroad for 3 weeks and virtually uncontactable online or by phone. PayPal however kept trying to get through to me and eventually we managed to have a conversation and sort out the problem. When I explained why they’d had trouble contacting me they were very understanding, pleasant and professional. I was very impressed with the results of this incident. Reviewed on: 9th June 2026

PayPal credit deducted all my refund money because o...

PayPal credit deducted all my refund money because of another agreement which was not pay in 4, it was another agreement of Samsung which I had to pay in 36 installments. I spoke several times to customer service but every time a new story. It was a ridiculous experience. Reviewed on: 9th June 2026

Still My First Choice After Many Years

Whenever I've had an issue, even though it's not always easy to find how to contact the Customer Care Team, they have always been helpful once I get through to them and have resolved my concerns quickly and professionally. The Pay in 4 Months and Pay in 3 options are excellent. Other companies offer similar services, but many of them take payments every two weeks, meaning the balance is cleared in around two months rather than spreading the cost over several months. That's not particularly helpful when you're paid monthly. Because of this, I now choose PayPal for all my credit purchases. I've been a customer for many years, and the service continues to be reliable and convenient. I have no reason to look elsewhere and am very happy to remain a PayPal customer. Reviewed on: 9th June 2026

Very easy to use guaranteed safety refund no worries...

Very easy to use guaranteed safety refund no worries or stress can’t fault it Reviewed on: 9th June 2026

Amazing service so great to have in an emergency.

Amazing service so great to have in an emergency. Easy to use app and make payments. Reviewed on: 9th June 2026

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