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PayPal: PayPal Credit reviews

4.73
Based on 143,310 reviews, last reviewed 20th Jun 2026
4251900% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit: A great way to shop I have always found PayPal very user friendly and PayPal Credit has been a great way to shop online. Reviewed on: 20th June 2026
Bill M's avatar
Bill M

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143310)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Helpful when you need extra money

4
Happy using PayPal when short of minor bigger purchases can be splitted in instalments . Happy customer good service and customer service. Reviewed on: 9th June 2026

I can work comfortable with my budget with paypal

5
I love paypal It allows me to spread payments but in a limited way so I never overstretch my finances It chases the baddies for me on the few occasions I need a champion to back me up It has allowed me to actually learn more about working comfortable with my budget Reviewed on: 9th June 2026

Its easy to use and very convenient

5
Its easy to use and very convenient Reviewed on: 9th June 2026

Simple, effective and secure

5
Straightforward t&cs. An app that is reliable and easy to navigate. A good range of options for spreading payment, really straightforward to send and receive money with friends if splitting a dinner bill etc and in 8 years I have yet to experience any issues. Reviewed on: 9th June 2026

Very good, I use PayPal quite a bit!

4
Very good, I use PayPal quite a bit! Very reliable Reviewed on: 9th June 2026

Never ever let me down.

5
Never ever let me down. Happy Bunny. Reviewed on: 9th June 2026

Easy to use and helpful when needed

4
Easy to use and helpful when needed Reviewed on: 9th June 2026

Just so convenient, especially pay in 3

5
Just so convenient, especially pay in 3 Reviewed on: 9th June 2026

Great way to pay with small amount of interest after...

5
Great way to pay with small amount of interest after 4 months Reviewed on: 9th June 2026

PayPal is very good and seve to pay every time...

5
PayPal is very good and seve to pay every time Reviewed on: 9th June 2026