Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143351 reviews)

View other PayPal products

4.73

Based on 143,351 reviews, last reviewed 20th Jun 2026

4253700% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Pay pal doing good. Pay pal doing good. Purchase through PayPal i feel safe. Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143351)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great Customer Service

I have used PayPal for 5 years now, and have always been satisfied with the customer service. I have never had problems with using PayPal and any questions I have regarding my account, the team always go above and beyond to help me. Reviewed on: 9th June 2026

Flexible payment for online shopping

Flexible payment for online shopping Reviewed on: 9th June 2026

i’ve only had positive experiences with paypal.

i’ve only had positive experiences with paypal. they make it easy to make payments in the best way that suits me. Reviewed on: 9th June 2026

Great service

Great service and way to save money Reviewed on: 9th June 2026

Easy To Do Business With

I often use Pay pal credit for larger purchases i find their website easy to use Reviewed on: 9th June 2026

Nothing but great.

Nothing but great. Easy and quick to do and transparent Reviewed on: 9th June 2026

Although it was easy to apply for PayPal Credit, I f...

Although it was easy to apply for PayPal Credit, I feel they also took care to ensure they were protecting me, making sure I was not being coerced into debt and that I was not taking on debt that I would struggle to pay. Using PayPal Credit online is so straightforward. I have used 'Pay in 3' and the virtual credit card as these offer additional protection for more expensive purchases.I really wouldn't hesitate to recommend PayPal Credit. Reviewed on: 9th June 2026

Excellent.

Excellent service, help whenever needed great customer service and care. I always use PayPal. Reviewed on: 9th June 2026

Love PayPal handy and secure.

Love PayPal handy and secure. Will be using it everywhere I shop now Reviewed on: 9th June 2026

Great option

It has been amazing that you can spread the cost over 4 months interest free especially good for me as retired makes me more inclined to spend Reviewed on: 9th June 2026

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub