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PayPal: PayPal Credit reviews

4.73
Based on 143,585 reviews, last reviewed 20th Jun 2026
4264200% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been with pay pal for ma y yours Been with pay pal for ma y yours Reviewed on: 20th June 2026
Richard 's avatar
Richard

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143585)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

brillant

5
pay pal brillant you can choose how you want to pay Reviewed on: 9th June 2026

Never any issues, easy too use.

5
Never any issues, easy too use. Flexible payments awesome Reviewed on: 9th June 2026

I have using paypal for a long time and its very hel...

5
I have using paypal for a long time and its very helpful for sending and receiving money worldwide. Reviewed on: 9th June 2026

I love paypal as it have option to pay layer ot inst...

5
I love paypal as it have option to pay layer ot installments Reviewed on: 9th June 2026

I have recently had scam charges made from a company...

5
I have recently had scam charges made from a company called Medical Score and getting to talk to an agent is a nightmare and my two charges totalling £97.00 have still not been resolved. In my experience this difficulty is unusual. Reviewed on: 9th June 2026

PayPal is widely accepted and is very convenient for...

5
PayPal is widely accepted and is very convenient for payments Reviewed on: 9th June 2026

Easy to pay and pay off.

5
Easy to pay and pay off. Having different options for credit helps pick the right payment option Reviewed on: 9th June 2026

I’ve really enjoyed my experience they resolve my pr...

5
I’ve really enjoyed my experience they resolve my problem everytime. Reviewed on: 9th June 2026

Fast, practical and efficient.

5
Fast, practical and efficient. Helpful when I wanted to spread the cost of purchases. Reviewed on: 9th June 2026

Best way to pay!

5
I always feel more protected paying via PayPal. App is clear to use with no surprises and find it a lot easier to manage than other competitors. I also find it better to track all my money as it's clear what has been spent where. Reviewed on: 9th June 2026